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By Miriam Caldwell, About.com Guide to Money in Your 20s

Starting Clean

Tuesday June 30, 2009

It's time to start your monthly budget over again. The really great thing about a budget is that you can start each month off fresh. If you had a roughmonth last month, you can start over again. You may need to adjust your budget categories if you find yourself consistently overspending in one category.

For my family the most difficult category is the grocery budget, and eating out. It takes work to stay on budget with groceries and eating out, because it means not eating out as much. This month is going to be great though. Lots of cook outs, and cool summer food makes my time in the kitchen a lot easier.

What are you going to do to make budgeting easier in July?

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