1. Money

This challenge is designed to help you take your budget to the next level. You have had a month to look over you budget, and to try to make it work. Now it is time to get serious and to free up even more money for you to reach your financial goals.

You need to find three additional areas you can cut back on your spending. You may need to changes some habits, avoid restaurants like they are the plague and find a new way to spend your free time, but take the time to figure out three ways to reduce the amount you spend each month.

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