Christmas is just eleven days away. Are you ready? The pressure to get the perfect gift means that you become more willing to spend money you may not have to find everything that you need. Take the time to make a list and head out to get your shopping done this weekend. There is still time to avoid the worst of the crowds that will hit next weekend.
Add Christmas to your budget for the next year. Saving a little each month can reduce your stress when it comes to Christmas, and make it easier to handle all the expenses that come up. Set aside the money and don't touch it or buy your gifts throughout the year. That way you will be ready to have a great stress free Christmas next year.