The economy is really out of your control. With the news recently about the debt ceiling and the fiscal cliff, you may be worried about how it may affect the overall economy and you. All you can do is control how you handle your money. This means you should be making choices that allow you to build a financial reserve. If you do this, you should be able to handle any financial storms that come your way.
Take the time now to set up a good savings account and find a way to cut your spending. If you do this, you'll be in a better position to manage your finances no matter what else is happening around you. Take the time to learn to manage your money now, before you are forced to make drastic cuts to your lifestyle.