Your checking account is likely the account your money goes through. With direct deposit required by many companies, it is difficult to function without a checking account. If you have made mistakes managing your checking account in the past, you may have a hard time opening one at a new bank. If you are constantly overdrawing your account, and paying fees to the bank, you need to learn to manage your account to save yourself money and to protect your credit.
Checking account management is fairly basic. You need to keep a running total of your deposits and withdrawals and regularly check to make sure you have the money available before you spend it. Relying on an ATM balance often leads to mistakes, and you need to be proactive about keeping track of your transactions. There are many apps that make it easier to manage your account balance. You may want to choose so that you can take control of the way you handle your money.