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Miriam Caldwell

Do You Need to Apply for School Loans?

By February 17, 2013

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The FAFSA, the application to apply for the Pell Grant and student loans, is due very soon. If you think you may qualify for a Pell Grant, you should go ahead and fill out the paperwork. The same application is used to apply for federal student loans, but you do not need to take out the loans if you do not want to. It is possible to go to college and not accumulate any debt. It is a matter of carefully choosing the school that you attend, and then budgeting your money.

A budget for each month should help you limit your spending. You can also choose a school that has lower tuition. There are great state schools in each state, which will make going to college less expensive. You can also try for scholarships, grants or see if your job offers tuition reimbursement. Another option is to work two jobs in the summer and part-time during the school year. If you are wise with your money, you can graduate from college debt free.

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