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Basic Savings Tools

Learn the different accounts and other tools that you can choose from to save money. Learn the features, as well as the positives and negatives associated with the different types of accounts.
Index Funds
Index funds are a type of mutual fund that tries to match the general growth of the stock market.Index funds offer a good rate of growth and return over time. Find out if index funds are right for you.
Blend Funds
Blend funds use a variety of investment strategies to help spread the risk of investing. You should carefully consider the risks as well as returns before choosing a blend fund.
Growth Funds
A growth fund is one of the types of mutual funds. Growth funds can help you to grow your investments quickly, but do carry increased risks.
Value Funds
Value funds can be a part of your investment portfolio. These funds can help you to spread your investments conservatively.
Mutual Fund Types
If you are just considering purchasing mutual funds or trying to decide how to allocate your 401(k), you may be wondering about the different types of mutual funds. This basic knowledge can help you to make better investment choices.
Money Market Accounts
A money market account through your bank is a savings tool that allows easy access to your money. The interest rates on money markets are ties to the market, so you often earn a higher interest rate on your balance. Learn if a money market account is right for you.
Basic Savings Account
A basic savings account is a good way to begin saving money. Learn how to determine the right savings account for you and how to determine when it is time to save another way.
Certificate of Deposit (CDs)
A certificate of deposit (CD) locks your money in at a set interest rate for a certain period of time. A CD can be a useful savings tool for specific goals. However, there are negative aspects to using a CD as a primary investment tool.
Open a Christmas Savings Account
Learn the benefits of a Christmas savings account. You will also learn the negative aspects of a Christmas savings account. This will allow you to make the best choice on whether or not you should have a Christmas savings account
Bank Savings Accounts
Learn what bank savings accounts have to offer you.
Money Market Funds vs Money Market Accounts
Learn the differences between money market funds and money market accounts. You can choose the right account for yourself once you understand the advantages and disadvantages of each account.
Annuities Overview
Learn about the advantages and disadvantages of annuities. You will also learn when you should consider these as an investment tool.

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