Managing Your Student Loans
What Should I Do With My Student Loan Once I Graduate?
When you first graduate from college you may be wondering what to do with your student loan. It is important to begin thinking about paying back your student loan as soon as you graduate. You should plan on paying this loan off as quickly as possible. You do not want to have your student loan for the years to come.
Will Bankruptcy Get Rid of My Student Loans?
There are special rules regarding student loans and bankruptcy. It is very difficult to have your student loans charged off during a bankruptcy. You may need to find a different strategy for managing your student loan payments.
Help! My Student Loans Are Overwhelming Me
If you borrowed a lot for college, you may have a difficult time paying back your student loans. The minimum monthly payments may take up a large portion of your monthly income. This may mean you have to keep roommates, and put off buying a home until you get your loans under control.
How Much Is Your Student Loan Costing You?
Many people do not consider the full extent of carrying a student loan will cost them. It is more than just your monthly payment that you are missing. Your student loan may prevent you from building wealth.
How to Put Your Student Loans on Deferment
Student loan deferment may be a temporary solution if you find yourself unable to pay your student loans. Learn how to put your loan on deferment.
When Should I Put My Student Loan on Deferment?
STudent loan deferment may be an option if you are having a hard time meeting your monthly obligations. You can temporarily stop making payments on your student loan, but you do need to contact your lender and work out an arrangement. Learn how to do this.
Student Loan Forgiveness Programs
You should check to see if you qualify for one of these many different student loan forgiveness options. Some of the options will forgive a portion of the loan, others will pay off the entire balance.
Should I Pay Off My Student Loans Early?
It is very common to graduate with student loans. Many people carry the student loan debt with them, even when they do not have any other debt. You may be wondering if you should include your student loans in your debt payment plan or if you should pay your student loans off early. You should pay off your student loans as quickly as possible.
Student Loan Payment Options
If you are having a difficult time repaying your student loans, you may have a few options available to you. Learn what these are and if you qualify.
Consolidate Your Student Loans
Student loan consolidation can lower your monthly payments and lock in your low interest rate. Learn the steps you need to follow in order to successfully consolidate your student loans.
Student Loan Consolidation FAQ
Find the answers to nine commonly asked questions about student loan consolidation.
Consolidating Student Loans
Learn the positive and negative aspects of consolidating your student loans. This will help you make the wisest decision when it comes to paying off your loan.
Deal with Student Loan Payments
When you are struggling to make you student loan payment each month, you may be looking for a long-term solution to help you take care of your student loans. Learn some options that may making paying your student loans easier.
Do I Qualify for Income Based Student Loan Repayment?
Income based student loan payments may help if you have a low income and you are struggling to make your monthly student loan payments. These payments are based on income and family size. Learn how to tell if you qualify.
Should I Refinance My Current Student Loan Into a Direct Federal Loan?
One of the main reasons you may be considering moving into a Direct Federal Loan is to qualify for the loan forgiveness programs. You need to make sure that this is a viable option for you, before you change and possibly lose a better interest rate.