There is a lot to worry about when you move. You will need to create a budget for the move, plan on decorating your new place, and figure out how to save on a cross country move. On top of all of that you still need to change your address with all the places that you do business. This checklist will prevent you from letting any businesses fall through the cracks, which can save you money on late fees.
1. Cancel Your Utilities
Make sure that you cancel all of your current utilities. You can do this in advance and simply schedule the shut off day. It is nice to schedule a day or two after you should be moved out, in case something goes wrong. When you do this be sure that you give them your forwarding address so that you can pay for your last month of service.
2. Set Up New Utilities
Take the time to set up your new utilities before you go. It is best to do this a month in advance. This will ensure that the utilities will be turned on when you move in. If you do it in advance it is one less thing that you need to worry about as you begin to pack up and leave. You should ask about the installation costs so you can plan for them in your budget.
3. Change Your Address With Your Creditors
Change your address with your student loan company and any other loan or credit card companies that you have. This is essential because missing a payment or two this will negatively affect your credit score. You can do this be changing it on the form on your payment, online or by calling these companies on the phone.
4. Change Your Bank Account
Consider your banking options. Many large banks will allow you to move all across the country without changing your account. You may simply need to change your address. If there is not a branch nearby you should be prepared to open a new account when you move. After you begin to use your new account you should leave your current account open for a few months before you close it. Then write a letter to the bank requesting that they close your account and send the remaining balance to you.
5. Forward Your Mail
Fill out a change of address form at the post office. Having your mail forwarded for six months will help to catch any items that you may have missed. This can also help with magazine subscriptions. If you are on a do not call registry, you will need to update your information there, as well. This step is easy to do and you can also complete it online. You may want to schedule it to start a few days before you move so that you can catch anything that gets through the address change process.