Saving for retirement is essential. Do not sell yourself short by using the excuse that you do not have money to save. Learn ways to find money to save for retirement.
You know that you should be saving for retirement, but you may not know how much that should be. If you are worried that you are not saving enough, or wish that you could have a little bit more money to spend each month, you may be looking at your retirement contributions and wondering if you should adjust them.
A slow market or a bear market may make you shy away from investing in stocks or saving for retirement, but it is important that you continue to save and invest even during difficult economic times.
Our parents grew up with the promise of Social Security when it came time to retire. Do you have the same luxury? Why do you need to pay Social Security? Find the answers to these questions and more.
Retirement planning and savings can be a confusing process. It is important that you do not let your confusion stop you from planning for your future. Learn the basic steps you need to begin saving for retirement.
Investing in your 401(k) or 403(b) may only slightly lower your take home pay, since it lowers your taxable income. In fact you may be surprised at how much you can contribute while it only slightly decreases your paycheck. Learn how to figure out how much you can add without drastically affecting your budget.
When you are vested in your 401(k), it means that you can take your contributions and your employer's matching contributions with you when you leave your job. You need to speak to your human resources department to see how your employer deals with these questions.
It is important to take advantage of your employer's match, but are there other options you should consider after you have reached that match? You may want to learn how to grow your retirement savings tax free while making the most of your savings options.
It is important to understand the different types of IRAs in order to choose the one that will work best for you. A traditional IRA can lower your taxable income, but a Roth IRA can grow tax free. Which one is right for you?
There are many options available when it comes to opening an IRA (Individual Retirement Account). It is important to consider several things when you decide to open your IRA. For example if you are opening it when you are nearing retirement, then you would not want to put it into mutual funds, but when you are younger you may want higher yield options.