Money in Your 20s: Most Popular Articles
Credit cards and debit cards are very similar. You can use them in the same places, but there is one fundamental difference between the two accounts.
You know it is important to save money each month, but how do you determine the right amount for you? You need to choose based on your budget.
Buying your home is huge commitment and a time consuming process. It is important that you understand each of the steps on your way to home ownership.
Learn the top reasons to save. Saving your money will help you reach your financial goals, provide financial security and let you have fun.
If you are moving, or just looking for a new bank, you need to know how to close your checking account. These steps will take you through the process.
Learn the three most important things that you can do to make the most of your money. You can begin to build wealth with these three steps.
It can be frustrating when you are stuck in a financial rut. Learn the changes that you can make to help break free and reach your financial goals.
Learn when you should adjust your paycheck withholdings, and an easy way to discover how many exemptions you should be claiming each year.
If you have been told that the bank is placing a hold on a deposit you made to your account, you may wonder why and what it actually means.
If money is tight you may be looking for a way to lower your car payment. You need to carefully asses your situation and decide what is best.
Paying off old debts may not make an immediate change in your credit score, but it can help you to qualify for a mortgage and the way that banks view you.
Learn how to sell your car when you are upside down on your car loan. This can help you clean up your debt and manage your budget.
Working a second job may be the only way that you can get out of debt or save money to buy a house. Learn tips to make it more manageable.
There is no reason to stress when buy your first car. Learn the steps you should follow to find a reliable car that you can afford.
Working while in college can be a difficult juggling act, but there are many benefits to working part time to help put yourself through school.
Learn the four basic steps that will help you to use a credit card to build your credit. Credit cards can easily ruin your credit report, following these steps will prevent that from happening.
Learn the seven essentials steps you need to follow to set up a successful budget. These easy steps will streamline the budgeting process.
If you are having a hard time paying for your basic expenses you need to fix the situation now. Learn five things to do to turn the situation around.
People feel they need credit cards for many reasons. Learn the five most common reasons people need a credit card and how you can manage without them.
If you are serious about getting out of debt you need a debt payment plan to accomplish your goal quickly. This plan will make the process easier.
Before are vested in your 401(k), you may not have access to all the money in your 401(k). Learn what this means for you.
When you sell an investment, then you are responsible to report that income on your taxes. Learn what you need to report and how to do it correctly.
If you are having a hard time making ends meet, or saving for a house, you may be looking for ways to increase your income. Learn four ideas.
There are many reasons why you may need to have different bank accounts. If you are operating a business in your name, you may want to keep that money separate from your personal accounts. You may also want to keep a separate account to cover certain expenses or to take out a loan at a different bank.
Savings accounts with high interest rates are a great option for your emergency fund. There are several high interest savings accounts options.
Learn exactly what is paying withheld from your paycheck and why. You will learn what all those abbreviations mean and where they are going.
With the difficult job market you may be having a hard time finding a job. Learn what you can do to survive financially while you look.
Many people confuse money orders, bank checks and cashier checks, since they are used to guarantee funds for payment. Learn the differences.
Learn five things you can do to save money on your food budget each month. You can pick and choose the strategies that will work best for you.
Secured loans are guaranteed by collateral. They often have lower interest rates because they are less of a risk for the bank.
If you have been living at home, you may be anxious to move out. You need to be prepared financially before you take on the responsibility.
If you have debt that you haven't paid on in a long time, you may be wondering what to do about it. It is important to take care of the debt.
Renting your first apartment can be a daunting process. Learn how to rent your first apartment and ways to find better deals on your rent.
Learn the seven signs that will tell if you do not make enough money. If you have any of these signs, you need to take steps to change your situation.
If you can't open a checking account, you may be wondering how to pay your bills, buy groceries or function financially. You can get buy without one.
Are you buying a new car to replace an old one? Learn if rolling your old loan into your new one is a good idea.
When you want to pay off your credit cards, you need to get aggressive in the amount you pay each month. To make a difference, you need to pay more.
When you are struggling to make ends meet, it can be difficult to be happy. However money doesn't mean happiness. Learn how to cope with being poor.
It can be difficult to make the leap between saving money and investing. However, it is an important step in the wealth building process.
If you have been reported to ChexSystems you may be wondering what you can do to take care of it. Learn how to clear up ChexSystems problems.
A payday loan is a loan with extremely high interest payments. It is a short-term loan that is offered through a business and not a bank. Payday loans can create a vicious cycle for the borrower.
There are a wide variety of benefits to paying off student loans early Learn the benefits of working to get rid of your student loan debt now.
If you find that you are behind on your bills or payments, it can quickly turn into a negative cycle. Learn what you can do to turn the situation around quickly.
It can be difficult when you can't meet your monthly obligations. It is important to contact your creditors right away and explain the situation to them. You should also work to increase your income as quickly as possible.
Budget billing allows the customers to have a set price on their monthly utility statements. Learn if this service is right for you.
Take these 5 steps to clear up your overdrawn account. Act quickly to turn this negative situation around and stop it from happening again.
If you are having a hard time paying your student loans, learn what options are available to help you reduce your student loan payments.
If a check is lost or stolen, you will need to put a stop payment on your check. Learn the steps and other signs to watch for after a check is stolen.
When your bank breaks up with you, you may be scrambling to manage your money and pay your bills. Learn what to do when your bank closes your account.
Money fights can really hurt a marriage. Learn how to help your spouse start participating in managing your money.
When you make a deposit, you may expect to be able to access your money at the bank right away. Learn why your money may not be available right away.
If you have been reported to ChexSystem, you may have a difficult time opening up a checking account. Learn what you can do clean up your report.
Saving and investing money are both tools that you can use to build wealth. You need to do both to really begin to make progress. Learn more.
Establishing a solid habit of saving money while in your twenties will make it easier to be successful in your financial life.
Real estate can be an excellent investment, but you need to be sure that you are ready to purchase and pay for expenses that come with owning investment properties.
Paying for college may seem overwhelming, especially when your parents can't help you, but it is possible to pay for college yourself. Learn how.
Your company may offer you a pension plan instead of a 401(k). Learn how to plan your retirement with a pension plan.
Good money habits begin in college learn five basics things you can do to improve your financial outlook and build a solid future once you graduate.
Online banking is an easy and effective way to manage your money. It helps you to keep track of your transaction, and manage your money.
Maxing out all of your credit cards is a sign that you are spending more than you make, You need to work quickly to correct the problem.
Learn what benefits life insurance provides for you and your family. You will also learn which type of life insurance is best for your family.
Leasing a car may seem to be a good idea on the surface, but is it? Learn if leasing a car will save you money and help you to build your wealth.
If you are balking at borrowing money to pay for college, there are alternatives to student loans.You can graduate from college debt free.
Traditional insurance plans offer deductibles and copayments and high deductible plans have you pay a good deal up front. Learn which is best for you.
Learn the steps you need to take before you borrow money for school. These steps will help you to save money and reduce your student loan debt.
Learn what an emergency fund is, how to determine how much to save and the best savings tool for it.
Learn six super easy ways to save more money each month. These tricks will help you to save money without even thinking about it.
Learn the best way to begin budgeting together. This tutorial will help you get started and help you end money fights before they start.
Learn the five steps you need to take to protect yourself once your checkbook is stolen. This will help you to handle this event quickly and efficiently.
When you are paid on a monthly basis, it can be difficult to make your paycheck last for the entire month. Learn how to make a monthly budget work.
Moving out on your own, even to a dorm room, can be expensive. Learn what to skip buying and what you definitely need. Plus learn ways to save.
The break up of a serious relationship can be difficult. Learn how to recover financially when you break up with your live in boyfriend or girlfriend.
If you are contemplating moving back in with your parents temporarily, you need a survival guide. Learn the strategies you can use to make it work.
Are you ready to begin investing? Investing for the first time can be intimidating. Learn five specific areas that you should consider before you begin investing.
Before you file your taxes you need to make sure you've received all of the forms from your employer, bank, and investments. Learn what these forms are.
Learn five essential questions to should ask yourself before you buy your first home. These questions can prevent you from buying before you're ready.
Furlough is when you have a forced unpaid leave. Here are some tips on preparing for a furlough, no matter what financial situation you are in.
Managing your personal finances is an important key to being successful. Your personal finances will affect all aspects of your life. Poor management means you may not reach other goals you have set for yourself. Learn five keys that can help you gain control now.
Learn the basics of managing your checking account. Learn how to determine the right account and how to properly manage your checking account.
When you are ready to invest, you need to understand the different tools that are available to you. Learn more about beginning investing.
Many automobile manufacturers are offering interest free loans on new car purchases, but is it really a good deal? Find out now?
Credit unions offer a customer friendly model with a focus on the best service and accounts possible. Learn if a credit union is right for you.
Many people mistakenly think that buying a car is an investment, but cars decrease in value over time, and it should not be considered an investment.
An accountant or a financial planner can help you take control of a complicated financial situation. It is important that you trust your accountant and financial planner. You should do your research carefully before choosing one.
If you are having a hard time sticking to your budget, you may be forgetting some items. Here are five things people forget to put in their budget.
When looking for a financial advisor many people turn to their bank to find one. But you may be asking yourself if this is the right choice to make. How do you decide if this the right financial advisor for you?
Converting your term life insurance policy into a whole life policy may not be the wisest financial move. Learn why.
Many people struggle to cut their spending on their grocery bill. However, you can save money on groceries by employing these six strategies.
Learn things you can do to make the most of your paycheck, which can help you lower taxes and take full advantage of the many benefits your job offers.
Learn the four most important things to consider before you buy a car. These rules will help you avoid making any mistakes and can save you money.
Learn the five things you should consider before you open a new banking account. This will help you t save you money in fees and other charges.
Many banks offer investment services to their more affluent clients. You may be able to take advantage of these services if you sign up with an automatic transfer. You may want to consider the options your bank has in addition to other investment firms.
When you start working you will receive many employee benefits. It is essential to understand these employee benefits and take advantage of them.
If you find that you are financially strapped each month because of your mortgage, you may be house poor. Learn what you can do to fix the situation and prevent it from happening again.
Debt settlement may be a good option for someone who is already behind on debt payments. Learn how to decide if debt settlement is right for you.
Student loan consolidation can lower your monthly payments and lock in your low interest rate. Learn the steps you need to follow in order to successfully consolidate your student loans.
A second mortgage is an additional loan against the equity of your house. Some people use a second mortgage as a down payment on their new home. Others will take out a second mortgage later on. But second mortgages do have some risks. Learn if you should get a second mortgage.
Renter's insurance is an easy way to protect your valuables. Learn how much you need and things you should consider before you purchase your policy.
Learn five simple goals that can change your financial life. These goals will help you manage your money and make the most out of your money.
Extra payments can help pay off your loan faster, but your bank may charge fees or penalties. Learn how to put your extra payments to the best use.
Paying cash to cover all of your expenses may seem intimidating at first, but it is a great way to limit your spending. You can use this method to stop any leaks that you may have in your budget. Learn how to do make the switch easily.
There is a difference between a home equity line and a second mortgage, but both use the equity from your home. Learn which is right for you.
Learn the essential things you need to do when you are just starting out on your own. Learn everything from insurance to banking to budgeting.
The envelope budget is one of the simplest budgets to follow. If you hate tracking your expenses, and worrying about your money every night then this system is for you. Since it is cash based, you simply stop spending money when it runs out.
Many people fall into the trap of using payday loans to get them out of a tight financial situation without realizing the danger they are putting themselves in.
Short term disability insurance can help to cover expenses when you are injured or become serious ill. Learn whether or not you should have short term disability insurance.
Learn what types of transactions can trigger a hold on your account and how to deal with the situation when you cannot access your money right away.
These five budgeting goals will help you take control of your finances and make a big difference in the way that you manage your money.
It can be scary when you have debt collectors contacting you about debts that are overdue. Learn how to deal with your debt collectors effectively.
If you are looking for simple ways to save money during tough economic times you may want to look at the three categories that are the easiest to overspend in. Most people can easily save money on their food, entertainment, and transportation budgets without too much work. Trimming your spending in these three categories can make a big difference in your budget’s bottom line, and may not take as much effort as you think it will.
When you check your available balance at the ATM, it is a mistake to assume that it is an accurate balance. You may have outstanding transactions.
It can be difficult to determine how much you can afford to borrow when it's time to purchase a home. Learn how to tell how much home you can afford.
If you are in the market for a car, you may be trying to decide a new or a used car. There are a variety of factors that may influence your decision.
To build wealth you need to set realistic savings goals. Your savings goals should be tangible and realistic. Learn how you can work to improve the way you save money on a regular basis.
When you have no credit history, it means that you do not have anything on your credit report. This is not a difficult thing to overcome.
The interest rates on savings accounts are determined by the current interest rate set by the Federal Reserve Board. Learn how the rate is determined and alternative savings options.
What is a debt consolidation loan? Is it the right option for you? Understand how debt consolidation will affect you in the long run.
Credit card rewards can be very enticing, but are they worth it? Learn if you really are benefiting from using a rewards credit card.
Learn the basic steps you can take today to help you avoid falling into the credit card trap. These steps are easy to implement.
A budget is one of your best financial tools. It can help you change your financial picture. Learn 5 reasons to start budgeting now.
When you begin investing you will have several different types of investments to choose from. Some investments are considered short-term and others are used for longer investing periods. It is important to consider your ultimate goals and with the amount of risk you are willing to take.
When you first set up your debt payment plan, you will need to determine the order of paying off your debts. Learn how to determine which debts you should pay off first.
How much are you paying in credit card interest each month? Learn five simple steps that can help you save money on your credit cards bills.
Learn how to effectively track your expenses so that you can make your budget work for you. Once you set up a system, it is easy.
Making the decision to stay in a relationship when one of you gets a good job offer in another part of the country can be difficult. You need to consider several factors before you make your decision. It is important to be open and honest throughout the discussion.
Saving ten percent of your income may be a good start, but is it actually enough for you to reach your financial goals? Learn if you need to save more.
Saving money in college is one of the best things that you can do financially. It can be difficult on a tight budget, but it is possible.
Fast food can quickly eat through your food budget. Cutting back on eating out is an easy way to save. Learn tips to help you stop buying fast food.
Many lenders are offering alternative financing when it comes to purchasing a home, but there are benefits to having a down payment saved up.
Medical billing errors are quite common. It is important to watch your statements and bills carefully so that you are not overcharged. It is possible to dispute a charge, though it may take time and work.
When shopping for life insurance there are two basic options for life insurance. Term life and whole life insurance offer different benefits. Learn what is right for you.
There are many bank account options available to you. Learn what bank accounts you should have to make your life easier.
Your employer may offer a 401(k) option for your retirement. Learn what a 401(k) plan is and how to use it to help you reach your goals.
Learn how to set and reach specific savings goals. These tips can help you find extra money, as well as tell you the best accounts to save money.
Many people find the time between graduating from college and finding your first job difficult. This guide will help you survive it.
Buying your first professional wardrobe can be expensive. Here are tips to help you save money while still dressing professionally.
When you are shopping for life insurance you may be tempted to use the plan that your work offers. Learn why you may not choose to use this life insurance.
A financial planner can help you to reach your financial goals more quickly. It is important to find a financial planner that will work with your personality and goals.
When you live paycheck to paycheck each little emergency becomes a full-fledged crisis. Learn what you can do to stop living paycheck to paycheck.
On the surface graduate school may be very appealing. It can open more job opportunities, and increase your earning potential. However it may not be the right decision for everyone. If you do not increase your earning potential substantially the cost of the school may not outweigh the benefit.
Paying your bills online can save you time and money. There are several options you can use to pay your bills online. Learn how to decide which one is the best for you to use.
If you are tired of being in debt, this six step debt elimination plan is for you. Debt elimination requires work and commitment, but being debt free gives you more options and frees up money for your life. Take the steps now so you can be debt free.
The holiday season is a very stressful time for most people. Learn how planning and shopping early can help reduce financial and emotional stress.
A Pell Grant is a great source of funding for college. It is needs based, so it looks at your income, savings and your parents' income.
Your credit report and your credit score are two different things though they are related to each other. Learn the differences and how to manage both.
U.S. Savings bonds used to be one of the primary means that many people used to save for school. However as the laws for school saving have changed many people are beginning to move to other options. Learn whether or not you should consider U.S. savings bonds as an option for your saving and investing needs.
Money causes stress. Whether you are worried about your debt or the amount of money you save, there are things you can do to reduce your stress about money.
A certificate of deposit (CD) locks your money in at a set interest rate for a certain period of time. A CD can be a useful savings tool for specific goals. However, there are negative aspects to using a CD as a primary investment tool.
In a difficult economy, you may not be able to find a new job right away, or you may be so overwhelmed by student loan debt that you are considering moving back in with your parents. Or you may already be there, and you do not quite know what to do to get out of the situation. You can turn your situation around with hard work and dedication.
If you are self-employed you need to know how to pay your self-employment taxes. Learn five steps to help you pay your taxes correctly and on time.