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Money in Your 20s: Most Popular Articles

These articles are the most popular over the last month.
Can My Bank Close My Checking Account on Me?
When your bank breaks up with you, you may be scrambling to manage your money and pay your bills. Learn what to do when your bank closes your account.
What's the Difference Between a Credit Card and...
Understanding what a debit card is and how it is different from a credit card can help you choose the best option when you are managing your money.
The Reason Behind That Checking Account Hold
If you have been told that the bank is placing a hold on a deposit you made to your account, you may wonder why and what it actually means.
What Forms Do You Need to File Your Taxes?
Before you file your taxes you need to make sure you've received all of the forms from your employer, bank, and investments. Learn what these forms are.
5 Things to Do When You Can't Pay the Bills
If you are having a hard time paying for your basic expenses you need to fix the situation now. Learn five things to do to turn the situation around.
8 Rules For First Time Home Buyers
Buying your home is huge commitment and a time consuming process. It is important that you understand each of the steps on your way to home ownership.
7 Reasons You Need to Save Your Money
Learn the top reasons to save. Saving your money will help you reach your financial goals, provide financial security and let you have fun.
100 Easy Ways to Save Money Now
Learn 100 ways you can start saving money this year. These ideas are easy to implement and small savings can add up quickly. Start saving today.
Tired of Living from Paycheck to Paycheck? Make...
When you live paycheck to paycheck each little emergency becomes a full-fledged crisis. Learn what you can do to stop living paycheck to paycheck.
3 Ways to Make Your Money Work for You
Learn the three most important things that you can do to make the most of your money. You can begin to build wealth with these three steps.
A 5-Step Plan for Buying Your First Car
There is no reason to stress when buy your first car. Learn the steps you should follow to find a reliable car that you can afford.
Learn the Best Tax Refund Option So You Can Get...
When you get a tax refund, you want it quickly. Learn what your options are and which one is the best option for you.
6 Things to Know About Money Orders and...
Many people confuse money orders, bank checks and cashier checks, since they are used to guarantee funds for payment. Learn the differences.
How To Close Your Checking Account
If you are moving, or just looking for a new bank, you need to know how to close your checking account. These steps will take you through the process.
7 Signs You Don't Make Enough Money
Learn the seven signs that will tell if you do not make enough money. If you have any of these signs, you need to take steps to change your situation.
Learn the Ins and Outs of Managing Your First...
Learn the basics of managing your checking account. Learn how to determine the right account and how to properly manage your checking account.
How Selling Stocks Impacts Your Tax Bill
When you sell an investment, then you are responsible to report that income on your taxes. Learn what you need to report and how to do it correctly.
4 Ways to Earn More with Your Money
Savings accounts with high interest rates are a great option for your emergency fund. There are several high interest savings accounts options.
Do You Believe These 5 Credit Card Myths?
People feel they need credit cards for many reasons. Learn the five most common reasons people need a credit card and how you can manage without them.
Why the Money in Your 401(k) Isn't Yours Yet
Before are vested in your 401(k), you may not have access to all the money in your 401(k). Learn what this means for you.
Should I Get a Refund Anticipation Loan?
Learn what a refund anticipation loan (RAL) or tax refund loan is and whether or not you should get one. This loan has hefty fees and interest rates.
When Should I Change My Exemptions?
Learn when you should adjust your paycheck withholdings, and an easy way to discover how many exemptions you should be claiming each year.
How to Put a Stop Payment on a Check That Is...
If a check is lost or stolen, you will need to put a stop payment on your check. Learn the steps and other signs to watch for after a check is stolen.
Help! I Can't Afford My Car Payments!
If money is tight you may be looking for a way to lower your car payment. You need to carefully asses your situation and decide what is best.
7-Step Guide to Renting Your First Apartment
Renting your first apartment can be a daunting process. Learn how to rent your first apartment and ways to find better deals on your rent.
4 Ways Credit Cards Can Boost Your Score
Learn the four basic steps that will help you to use a credit card to build your credit. Credit cards can easily ruin your credit report, following these steps will prevent that from happening.
How to Create a Budget in 7 Easy Steps
Learn the seven essentials steps you need to follow to set up a successful budget. These easy steps will streamline the budgeting process.
How to Sell a Car Before it's Paid Off
Learn how to sell your car when you are upside down on your car loan. This can help you clean up your debt and manage your budget.
Can I Have Checking Accounts at Multiple Banks?
There are many reasons why you may need to have different bank accounts. If you are operating a business in your name, you may want to keep that money separate from your personal accounts. You may also want to keep a separate account to cover certain expenses or to take out a loan at a different bank.
4 Reasons Your Bank Balance is Less Than You...
When you make a deposit, you may expect to be able to access your money at the bank right away. Learn why your money may not be available right away.
Starting a New Job? Learn What Benefits You...
When you start working you will receive many employee benefits. It is essential to understand these employee benefits and take advantage of them.
4 Things to Know Before Getting a Second Job
Working a second job may be the only way that you can get out of debt or save money to buy a house. Learn tips to make it more manageable.
Things to Know Before Trading in Your Car
Are you getting ready to trade in your car and roll your old loan into a new one? Learn if rolling your old loan into your new one is a good idea.
Do You Know About These 5 Student Loan...
Learn five different programs that you can use to have your student loans forgiven. Some programs include Americorps or TeachAmerica. Learn more.
Pros and Cons of Hiring an Accountant for Tax...
An accountant can help you file your taxes, but if your situation is not complicated you can file yourself. Learn how to tell if you need an accountant.
Learn how a pension plan is different from...
Your company may offer you a pension plan instead of a 401(k). Learn how to plan your retirement with a pension plan.
5-Step Guide to Paying Off Your Debt
If you are serious about getting out of debt you need a debt payment plan to accomplish your goal quickly. This plan will make the process easier.
Prevent a Hold on a Checking Account
Learn what types of transactions can trigger a hold on your account and how to deal with the situation when you cannot access your money right away.
Solutions if the Bank Won't Give You a Checking...
If you can't open a checking account, you may be wondering how to pay your bills, buy groceries or function financially. You can get buy without one.
7 Tips for Doing Your Taxes Correctly
Filing your taxes can be much simpler than you realize. Learn the seven things to consider before you sit down to file your taxes.
Want to Buy Stocks? Know How It Will Affect...
Can you be taxed on dividends? It is important to understand the implications of owning stocks, so you are not surprised at tax time.
How Old Debts Influence Your Current Credit Score
Paying off old debts may not make an immediate change in your credit score, but it can help you to qualify for a mortgage and the way that banks view you.
How to Conquer Bad Debt in 4 Steps
If you have debt that you haven't paid on in a long time, you may be wondering what to do about it. Learn how to clear out your old debt.
Benefits of Choosing a Secured Loan
Secured loans are guaranteed by collateral. They often have lower interest rates because they are less of a risk for the bank. Learn if you should get one.
How Much Money Should You Save Each Month?
You know it is important to save money each month, but how do you determine the right amount for you? You need to choose based on your budget.
Can't Get a Bank Account? This Might Be Why
If you have been reported to ChexSystems you may be wondering what you can do to take care of it. Learn how to clear up ChexSystems problems.
3 Reasons to Do Your Banking Online
Online banking is an easy and effective way to manage your money. There are many advantages to online banking. Learn how it can help you.
5 Benefits of Working Your Way Through College
Working while in college can be a difficult juggling act, but there are many benefits to working part time to help put yourself through school.
How to Stick to Your Budget Despite a Spendy...
Money fights can really hurt a marriage. Learn how to help your spouse start participating in managing your money.
Is Term or Whole Life Insurance Better?
There are two basic options for life insurance. Term life and whole life insurance offer different benefits. Learn what is right for you.
Pros and Cons of Debt Settlement (and How to Do...
Debt settlement may be a good option for someone who is already behind on debt payments. Learn how to decide if debt settlement is right for you.
What Is a ChexSystems Report? And How Do I Fix...
If you have been reported to ChexSystem, you may have a difficult time opening up a checking account. Learn what you can do clean up your report.
4 Questions and 4 Tips to Get You Ready to Move...
If you have been living at home, you may be anxious to move out. You need to be prepared financially before you take on the responsibility.
9 Financial Lessons Every High School Senior...
Learn the nine things you should know about money before you graduate from high school. These easy lessons will make life much easier.
How To Protect Yourself After Your Checkbook Is...
Learn the five steps you need to take to protect yourself once your checkbook is stolen. This will help you to handle this event quickly and efficiently.
What Is Direct Deposit?
Direct deposit allows you to have your paycheck automatically deposited into your checking account. It is the easiest way to receive your money.
4 Things You Should Know About Budget Billing...
Budget billing allows the customers to have a set price on their monthly utility statements. Learn if this service is right for you.
7 Things You Can Do to Start Saving Money Today
Learn seven super easy ways to save more money each month. These tricks will help you to save money without even thinking about it.
How to Pay Your Bills Online
Paying your bills online can save you time and money. Learn about the different options to pay online and how to decide the best one for you to use.
Take Advantage of the Charitable Giving Tax...
When you give money or good to charity, you can claim it on your taxes. Learn the IRS guidelines, so you can claim the money now.
Is It a Good Idea to Use the Financial Advisor...
If you are looking for financial advisors, you may want to consider the investment services available with your bank. Learn more about this option.
15 Ways You Can Start Saving More Money Today
You should try to save money every day. Learn fifteen easy things you can tackle today to start saving money. These small things add up to big savings.
Learn How to Keep a Running Balance of Your...
By keeping a running balance of your checking account, you can protect yourself from being overdrawn. Learn how to keep track in your account ledger.
Why a Big Tax Refund Isn't Really a Good Thing
Some people look at a large refund as a savings tool. But is it really? Learn if you should work for a larger or a smaller tax refund.
Should I Open a Money Market Account?
A money market account through your bank is a savings tool with higher interest rates, but strict rules. Learn if a money market account is right for you.
Why Are Savings Accounts and CD Rates So Low?
The interest rates on savings accounts are determined by the Federal Reserve Board. Learn how the rate is determined and alternative savings options.
6 Reasons Your Paycheck Is Smaller Than Expected
Learn exactly what is paying withheld from your paycheck and why. You will learn what all those abbreviations mean and where they are going.
Learn Why Checking Your Balance at the ATM...
When you check your available balance at the ATM, it is a mistake to assume that it is an accurate balance. You may have outstanding transactions.
5-Step Guide to Filing Self-Employment Taxes
If you are self-employed you need to know how to file your self-employment taxes. Learn five steps to help you pay your taxes correctly and on time.
Learn the Basics About Life Insurance
Learn what benefits life insurance provides for you and your family. You will also learn which type of life insurance is best for your family.
5-Step Guide to Fixing an Overdrawn Bank Account
Take these 5 steps to clear up your overdrawn account. Act quickly to turn this negative situation around and stop it from happening again.
What Is Disability Insurance?
Disability insurance can help to pay for your bills if you are unable to work. Determine if you need disability insurance and find out where to get it.
10 Budget Busters That You Can Live Without
Learn ten items that can bust your budget, and cheaper alternatives to help you save. These 10 things are things people think they can't live without.
5 Things You Can Do to Take Control of Your...
These five budgeting goals will help you take control of your finances and make a big difference in the way that you manage your money.
How Are a Home Equity Loan and a Second...
There is a difference between a home equity line and a second mortgage, but both use the equity from your home. Learn which is right for you.
4 Tips for Using a Monthly Budget Correctly
When you are paid on a monthly basis, it can be difficult to make your paycheck last for the entire month. Learn how to make a monthly budget work.
Pros and Cons of Leasing a Car
Leasing a car may seem to be a good idea on the surface, but is it? Learn if leasing a car will save you money and help you to build your wealth.
6 Reasons to Bank with a Credit Union
Credit unions offer a customer friendly model with a focus on the best service and accounts possible. Learn if a credit union is right for you.
Are U.S. Savings Bonds a Good Investment?
U.S. Savings bonds used to be one of the primary means that many people used to save for school. However as the laws for school saving have changed many people are beginning to move to other options. Learn whether or not you should consider U.S. savings bonds as an option for your saving and investing needs.
Are the Investment Services at My Bank Worth...
Many banks offer investment services to their more affluent clients. Learn if banking investment services are a good option for you.
Why Your Car is an Asset, Not an Investment
Many people mistakenly think that buying a car is an investment, but cars decrease in value over time, and it should not be considered an investment.
A Guide to Student Loans from the Federal...
The federal government offers a variety of student loans. The amount they will lend per year is limited, and you may need to consider other financing.
3 Easy Steps to Help You Apply for a Credit Card
Getting a credit card should be something you take seriously. Be sure to think carefully before you fill out the application.
4 Steps to Help You Stop Going Into Debt Each...
If you are relying on your credit cards each month, you need to stop going into debt. The key to really getting out of debt is to stop overspending.
Learn to Make Budgeting as a Couple Easier
Learn the best way to begin budgeting together. This tutorial will help you get started and help you end money fights before they start.
Learn How to Catch Up on Late Payments
When you are behind on your bills or payments, it can quickly turn into a negative cycle. Learn what you can do to turn the situation around quickly.
4 Commonly-Missed Tax Credits That Could Save...
Tax credits can help you to reduce your tax bill in the same way tax deductions do. Learn what tax credits you qualify for.
5 Tax Deduction Tips for Students and New Grads
If have just graduated or you are still in school, there are tax credits and deductions you can claim because of your college expenses. Learn more.
Is a Second Mortgage a Good Option?
A second mortgage is a smaller loan against your house. You may use it for a down payment or to cash out the equity of your home. Learn more.
Is Getting My Life Insurance Through Work a...
When you are shopping for life insurance you may be tempted to use the plan that your work offers. Learn why you may not choose to use this life insurance.
Messed Up Your Tax Return? You May Need This
If you just filed your taxes and you get another tax form in the mail, it means that you need to amend your taxes. Learn how to correct your tax return.
When Should I Get a Roth IRA?
A Roth IRA is a retirement account with tax advantages. Although your contributions are taxed, your earnings are not. Learn if this is a good choice for you.
Is It Enough to Save or Should I Start...
Saving and investing money are both tools that you can use to build wealth. You need to do both to really begin to make progress. Learn more.
6 Ways to Pay for College Without Student Loans
If you are balking at borrowing money to pay for college, there are alternatives to student loans.You can graduate from college debt free.
Want to Be Wealthy? Start Here.
It can be difficult to make the leap between saving money and investing. However, it is an important step in the wealth building process.
Slash Your Spending Using These 5 Tips
Learn five easy ways that you can cut your spending. These ideas are simple to implement and can help you start saving money today.
Is An Accountant or a Financial Planner Better?
An accountant or a financial planner can help you take control of a complicated financial situation. It is important that you trust your accountant and financial planner. You should do your research carefully before choosing one.
The Good News About Student Loan Interest
You can take a deduction for your student loan interest. The deduction can be taken even if you do not itemize your taxes. Learn more.
What If My Banks Accidentally Makes a Deposit...
If a bank accidentally deposits money into your account, you can't spend it or you will be responsible for paying it back. Learn more.
IRAs at Your Bank
Your bank should offer IRA accounts. These accounts are different then the IRAs available at your bank
What Is a Debit Card?
It is important to understand what a debit card is and the rules associated with using a debit card. Learn precautions you need to take with your card.
How Many Banks Accounts Do You Actually Need?
There are many bank account options available to you. Learn what bank accounts you should have to make your life easier.
Has Your Account Been Sent to Collections?...
Do you have an account in collections? It can be scary when you have debt collectors contacting you. Learn how to deal with your debt collectors.
Do You Have an Emergency Fund?
Learn what an emergency fund is, how to determine how much to save and the best savings tool for it. Start working on your emergency fund now.
Stop Paying Banking Fees on Your Accounts
If your bank is charging too many fees you may be considering switching accounts. Learn how to avoid paying banking fees.
7 Tips to Help You Stop Using Your Credit Cards
You cannot get out of debt if you are still using your credit cards each month. Learn tricks you can use to stop using your credit cards each month.
Strapped for Cash? Here Are 4 Ways to Make More
If you are having a hard time making ends meet, or saving for a house, you may be looking for ways to increase your income. Learn four ideas.
Is a Traditional or Roth IRA Better?
When choosing your IRA, you may be trying to decide the advantages with a traditional vs Roth IRA. Learn the advantages of each type of account.
6-Step Survival Guide to Living with Your Parents
If you are contemplating moving back in with your parents temporarily, you need a survival guide. Learn the strategies you can use to make it work.
Is Real Estate a Good Investment?
Real estate can be an excellent investment, but you need to be sure that you are ready to purchase and pay for expenses that come with owning investment properties.
The 10 Biggest Money Mistakes You Can Make
Learn the top ten biggest financial mistakes that you can make and learn how you can avoid making those mistakes to protect your finances.
Can Dental Discount Cards Really Help You Save...
A dental discount card can help you save money on your dental bill. It is not the same as insurance. Learn if a dental discount card is right for you.
Do You Qualify to File Your Taxes for Free?
Learn if you qualify for the Free File program offered by the IRS. This program can save you the cost of software, as well as the fees usually associated with e-filing your taxes.
5 Financial Goals to Help You Make the Most of...
Learn five simple goals that can change your financial life. These goals will help you manage your money and make the most out of your money.
4 Ways to Pay for College On Your Own
Paying for college may seem overwhelming, especially when your parents can't help you, but it is possible to pay for college yourself. Learn how.
Is It Ever a Good Idea to Switch from Term to...
Converting your term life insurance policy into a whole life policy may not be the wisest financial move. Learn why.
What Is Term Life Insurance?
Term life insurance is the best option for life insurance. The lower rates allow you to purchase a larger policy. Learn more about term life insurance.
4 Strategies for Paying Off Loans Faster
Extra payments can help pay off your loan faster, but your bank may charge fees or penalties. Learn how to put your extra payments to the best use.
Learn 5 Things You Should Do Before You Begin...
Are you ready to begin investing? Investing for the first time can be intimidating. Learn five specific areas that you should consider before you begin investing.
Think You're Ready to Buy a Home? Ask Yourself...
Learn five essential questions to should ask yourself before you buy your first home. These questions can prevent you from buying before you're ready.
A Step by Step Guide to Balancing Your Checkbook
Learn the basic steps to balancing your checkbook with and without a computer. This is an essential skill of managing your money successfully.
How to Cope with a Crowded Job Market
With the difficult job market you may be having a hard time finding a job. Learn what you can do to survive financially while you look.
Learn How a Basic Savings Account Can Help You
You can start saving money in a basic savings account. Learn when it is a good option and when you should switch.
Find the Answers to Most Commonly Asked...
Learn the basics when it comes to handling your checking account, and find answers to common questions about checking accounts.
4 Reasons To Tackle Your Student Loans Early
There are a wide variety of benefits to paying off your student loans early. Learn the benefits of working to get pay off your student loan debt now.
Are Interest Free Car Loans a Good Thing?
Many automobile manufacturers are offering interest free loans on new car purchases, but is it really a good deal? Find out now?
Learn Six Simple Steps to Save on Groceries Today
Many people struggle to cut their spending on their grocery bill. However, you can save money on groceries by employing these six strategies.
5 Long-Term Solutions to Increase Your Income
When you are in an income crisis, you need to find a long-term solution to increase your income. Learn give options you can pursue.
Learn How to Deal With Your Creditors When You...
It can be difficult when you can't meet your monthly bills. Learn what you can do to deal with your creditors and get caught up on your payments.
What to Do When You've Maxed Out Your Credit...
Maxing out all of your credit cards is a sign that you are spending more than you make, You need to work quickly to correct the problem.
Learn Why a Down Payment Is So Important When...
Many lenders are offering alternative financing when it comes to purchasing a home, but there are benefits to having a down payment saved up.
Learn How Much You Should Be Saving for...
You know that you should be saving for retirement, but you may not know how much that should be. Learn how to determine how much to save.
10 Budgeting Mistakes You Need to Stop Making
Learn the 10 most common budgeting mistakes and how to solve them.
Six Steps to Help You Get Out of Debt
If you are tired of being in debt, this six step debt elimination plan is for you. Debt elimination requires work and commitment.
Learn to Save in 3 Problem Budget Categories
These tips will help you save money in three of most problematic budget categories. Saving money can help you reach your goals more quickly.
Learn How Pell Grants Can Help You Pay for...
A Pell Grant is a great source of funding for college. It is needs based, so it looks at your income, savings and your parents' income.
Learn How AmeriCorps and Teach for American Can...
The AmeriCorps and Teach for America programs are designed to help you pay for college. These programs emphasize giving back to the community.
5 Budget Hacks to Make Your Life Easier
Learn five budgeting hacks that will make sticking to your budget easier. These hacks are easy to implement and really work if you use them.
Learn How to Track Your Expenses
Learn how to effectively track your expenses so that you can make your budget work for you. Once you set up a system, it is easy.
How Payday Loans Work (and Why You Should Avoid...
A payday loan is a loan with extremely high interest payments. It is a short-term loan that is offered through a business and not a bank.
If You Pay Your Credit Card Like This, You're...
When you want to pay off your credit cards, you need to get aggressive in the amount you pay each month. To make a difference, you need to pay more.
Learn 4 Strategies to Help You Increase the...
To build wealth you need to set realistic savings goals. Learn how you can work to improve the way you save money on a regular basis.
The Dangers of Payday Loans
Many people fall into the trap of using payday loans to get them out of a tight financial situation without realizing the danger they are putting themselves in.
5 Ways the Affordable Care Act May Affect You
The Affordable Care Act enacted penalties if you do not get health insurance. Learn the consequences if you do not sign up for health insurance.
A Cash Only Budget Is Easier to Follow - Learn...
Paying cash to cover all of your expenses may seem intimidating at first, but it is a great way to limit your spending. You can use this method to stop any leaks that you may have in your budget. Learn how to do make the switch easily.
What Is PMI and How Do I Avoid It?
Private mortgage insurance is designed to protect the lender from the buyer defaulting on a loan. Learn how you can avoid PMI.
7 Steps to Help You Stop Just Surviving and...
Are you tired of barely getting by each month? These 7 steps can help you start thriving financially. Learn what you can do to change your finances.
5 Steps to Help You Get Out of Debt
Wondering how to get out of debt? Learn 5 strategies that will help you tackle your debt and take control of your finances.
5 Things to Know About Debt Consolidation
What is a debt consolidation loan? Is it the right option for you? Understand how debt consolidation will affect you in the long run.
Money Saving Tips If You Really Can't Afford...
If you are truly broke, and you need medical care, you should get it. Many cities offer free clinics that offer sliding scale fees based on your income.

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