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Money in Your 20s: Most Popular Articles

These articles are the most popular over the last month.
7 Signs You Don't Make Enough Money
Learn the seven signs that will tell if you do not make enough money. If you have any of these signs, you need to take steps to change your situation.
What's the Difference Between a Credit Card and...
Credit cards and debit cards are very similar. You can use them in the same places, but there is one fundamental difference between the two accounts.
7 Reasons You Need to Save Your Money
Learn the top reasons to save. Saving your money will help you reach your financial goals, provide financial security and let you have fun.
8 Rules For First Time Home Buyers
Buying your home is huge commitment and a time consuming process. It is important that you understand each of the steps on your way to home ownership.
What Forms Do You Need to File Your Taxes?
Before you file your taxes you need to make sure you've received all of the forms from your employer, bank, and investments. Learn what these forms are.
The Reason Behind That Checking Account Hold
If you have been told that the bank is placing a hold on a deposit you made to your account, you may wonder why and what it actually means.
How Much Money Should You Save Each Month?
You know it is important to save money each month, but how do you determine the right amount for you? You need to choose based on your budget.
3 Ways to Make Your Money Work for You
Learn the three most important things that you can do to make the most of your money. You can begin to build wealth with these three steps.
How To Close Your Checking Account
If you are moving, or just looking for a new bank, you need to know how to close your checking account. These steps will take you through the process.
4 Things to Know Before Getting a Second Job
Working a second job may be the only way that you can get out of debt or save money to buy a house. Learn tips to make it more manageable.
How Many Exemptions Should You Claim on Your...
Learn when you should adjust your paycheck withholdings, and an easy way to discover how many exemptions you should be claiming each year.
Tired of Living from Paycheck to Paycheck? Make...
When you live paycheck to paycheck each little emergency becomes a full-fledged crisis. Learn what you can do to stop living paycheck to paycheck.
7 Fixes for the Biggest Money Mistakes
Learn how to fix the seven biggest financial mistakes that you can make. These mistakes can cost you thousands of dollars over the years
How Selling Stocks Impacts Your Tax Bill
When you sell an investment, then you are responsible to report that income on your taxes. Learn what you need to report and how to do it correctly.
Do You Believe These 5 Credit Card Myths?
People feel they need credit cards for many reasons. Learn the five most common reasons people need a credit card and how you can manage without them.
Learn the Ins and Outs of Managing Your First...
Learn the basics of managing your checking account. Learn how to determine the right account and how to properly manage your checking account.
7-Step Guide to Renting Your First Apartment
Renting your first apartment can be a daunting process. Learn how to rent your first apartment and ways to find better deals on your rent.
5-Step Guide to Paying Off Your Debt
If you are serious about getting out of debt you need a debt payment plan to accomplish your goal quickly. This plan will make the process easier.
Help! I Can't Afford My Car Payments!
If money is tight you may be looking for a way to lower your car payment. You need to carefully asses your situation and decide what is best.
6 Things to Know About Money Orders and...
Many people confuse money orders, bank checks and cashier checks, since they are used to guarantee funds for payment. Learn the differences.
A 5-Step Plan for Buying Your First Car
There is no reason to stress when buy your first car. Learn the steps you should follow to find a reliable car that you can afford.
5 Things to Do When You Can't Pay the Bills
If you are having a hard time paying for your basic expenses you need to fix the situation now. Learn five things to do to turn the situation around.
Why the Money in Your 401(k) Isn't Yours Yet
Before are vested in your 401(k), you may not have access to all the money in your 401(k). Learn what this means for you.
Free File
Learn if you qualify for the Free File program offered by the IRS. This program can save you the cost of software, as well as the fees usually associated with e-filing your taxes.
5 Benefits of Working Your Way Through College
Working while in college can be a difficult juggling act, but there are many benefits to working part time to help put yourself through school.
How to Sell a Car Before it's Paid Off
Learn how to sell your car when you are upside down on your car loan. This can help you clean up your debt and manage your budget.
4 Ways Credit Cards Can Boost Your Score
Learn the four basic steps that will help you to use a credit card to build your credit. Credit cards can easily ruin your credit report, following these steps will prevent that from happening.
How Old Debts Influence Your Current Credit Score
Paying off old debts may not make an immediate change in your credit score, but it can help you to qualify for a mortgage and the way that banks view you.
Want to Be Wealthy? Start Here.
It can be difficult to make the leap between saving money and investing. However, it is an important step in the wealth building process.
How to Put a Stop Payment on a Check That Is...
If a check is lost or stolen, you will need to put a stop payment on your check. Learn the steps and other signs to watch for after a check is stolen.
Can I Have Checking Accounts at Multiple Banks?
There are many reasons why you may need to have different bank accounts. If you are operating a business in your name, you may want to keep that money separate from your personal accounts. You may also want to keep a separate account to cover certain expenses or to take out a loan at a different bank.
6 Reasons Your Paycheck Is Smaller Than Expected
Learn exactly what is paying withheld from your paycheck and why. You will learn what all those abbreviations mean and where they are going.
How to Pay Your Bills Online
Paying your bills online can save you time and money. There are several options you can use to pay your bills online. Learn how to decide which one is the best for you to use.
Learn how a pension plan is different from...
Your company may offer you a pension plan instead of a 401(k). Learn how to plan your retirement with a pension plan.
How to Create a Budget in 7 Easy Steps
Learn the seven essentials steps you need to follow to set up a successful budget. These easy steps will streamline the budgeting process.
5 Budget Hacks to Make Your Life Easier
Learn five budgeting hacks that will make sticking to your budget easier. These hacks are easy to implement and really work if you use them.
Strapped for Cash? Here Are 4 Ways to Make More
If you are having a hard time making ends meet, or saving for a house, you may be looking for ways to increase your income. Learn four ideas.
Benefits of Choosing a Secured Loan
Secured loans are guaranteed by collateral. They often have lower interest rates because they are less of a risk for the bank.
4 Ways to Earn More with Your Money
Savings accounts with high interest rates are a great option for your emergency fund. There are several high interest savings accounts options.
Things to Know Before Trading in Your Car
Are you buying a new car to replace an old one? Learn if rolling your old loan into your new one is a good idea.
Is Real Estate a Good Investment?
Real estate can be an excellent investment, but you need to be sure that you are ready to purchase and pay for expenses that come with owning investment properties.
Can My Bank Close My Checking Account on Me?
When your bank breaks up with you, you may be scrambling to manage your money and pay your bills. Learn what to do when your bank closes your account.
How to Conquer Bad Debt in 4 Steps
If you have debt that you haven't paid on in a long time, you may be wondering what to do about it. It is important to take care of the debt.
Learn How to Keep a Running Balance of Your...
By keeping a running balance of your checking account, you can protect yourself from being overdrawn. Learn how to keep track in your account ledger.
Can You Be Happy When You Are Poor?
When you are struggling to make ends meet, it can be difficult to be happy. However money doesn't mean happiness. Learn how to cope with being poor.
Solutions if the Bank Won't Give You a Checking...
If you can't open a checking account, you may be wondering how to pay your bills, buy groceries or function financially. You can get buy without one.
Are You Ready for Your Own Place? 4 Ways to Know
If you have been living at home, you may be anxious to move out. You need to be prepared financially before you take on the responsibility.
Should I Use the Financial Advisor Through My...
When looking for a financial advisor many people turn to their bank to find one. But you may be asking yourself if this is the right choice to make. How do you decide if this the right financial advisor for you?
What Is a ChexSystems Report? And How Do I Fix...
If you have been reported to ChexSystem, you may have a difficult time opening up a checking account. Learn what you can do clean up your report.
How to Stick to Your Budget Despite a Spendy...
Money fights can really hurt a marriage. Learn how to help your spouse start participating in managing your money.
Learn Why Checking Your Balance at the ATM...
When you check your available balance at the ATM, it is a mistake to assume that it is an accurate balance. You may have outstanding transactions.
6 Ways to Pay for College Without Student Loans
If you are balking at borrowing money to pay for college, there are alternatives to student loans.You can graduate from college debt free.
How To Protect Yourself After Your Checkbook Is...
Learn the five steps you need to take to protect yourself once your checkbook is stolen. This will help you to handle this event quickly and efficiently.
4 Ways to Pay for College On Your Own
Paying for college may seem overwhelming, especially when your parents can't help you, but it is possible to pay for college yourself. Learn how.
Are U.S. Savings Bonds a Good Investment?
U.S. Savings bonds used to be one of the primary means that many people used to save for school. However as the laws for school saving have changed many people are beginning to move to other options. Learn whether or not you should consider U.S. savings bonds as an option for your saving and investing needs.
How Many Banks Accounts Do You Actually Need?
There are many bank account options available to you. Learn what bank accounts you should have to make your life easier.
4 Reasons Your Bank Balance is Less Than You...
When you make a deposit, you may expect to be able to access your money at the bank right away. Learn why your money may not be available right away.
Is It Enough to Save or Should I Start...
Saving and investing money are both tools that you can use to build wealth. You need to do both to really begin to make progress. Learn more.
Emergency Funds
Learn what an emergency fund is, how to determine how much to save and the best savings tool for it.
Should I Choose a Traditional or Roth IRA?
When choosing your IRA, you may be trying to decide the advantages with a traditional vs Roth IRA. Learn the advantages of each type of account.
3 Reasons to Do Your Banking Online
Online banking is an easy and effective way to manage your money. It helps you to keep track of your transaction, and manage your money.
Prevent a Hold on a Checking Account
Learn what types of transactions can trigger a hold on your account and how to deal with the situation when you cannot access your money right away.
5 Things You Can Do to Take Control of Your...
These five budgeting goals will help you take control of your finances and make a big difference in the way that you manage your money.
4 Tips for Using a Monthly Budget Correctly
When you are paid on a monthly basis, it can be difficult to make your paycheck last for the entire month. Learn how to make a monthly budget work.
Solutions When You Are Short on Cash
Even the best of us have an occasional budgeting crisis. Learn some short-term solutions for when you are short on cash, as well as ways to address bigger budgeting issues
Pros and Cons of Leasing a Car
Leasing a car may seem to be a good idea on the surface, but is it? Learn if leasing a car will save you money and help you to build your wealth.
Why Your Car is an Asset, Not an Investment
Many people mistakenly think that buying a car is an investment, but cars decrease in value over time, and it should not be considered an investment.
6 Reasons to Bank with a Credit Union
Credit unions offer a customer friendly model with a focus on the best service and accounts possible. Learn if a credit union is right for you.
4 Good Reasons To Tackle Student Loans Early
There are a wide variety of benefits to paying off student loans early Learn the benefits of working to get rid of your student loan debt now.
4 Things You Should Know About Budget Billing...
Budget billing allows the customers to have a set price on their monthly utility statements. Learn if this service is right for you.
Starting a New Job? Learn What Benefits You...
When you start working you will receive many employee benefits. It is essential to understand these employee benefits and take advantage of them.
5 Financial Things You Need to Do Before You...
Reaching these five financial goals by the time you are thirty will set you up to be financially successful for the rest of your life.
Slash Your Spending Using These 5 Tips
Learn five easy ways that you can cut your spending. These ideas are simple to implement and can help you start saving money today.
Learn How to Catch Up on Late Payments
When you are behind on your bills or payments, it can quickly turn into a negative cycle. Learn what you can do to turn the situation around quickly.
Learn to Make Budgeting as a Couple Easier
Learn the best way to begin budgeting together. This tutorial will help you get started and help you end money fights before they start.
How Are a Home Equity Loan and a Second...
There is a difference between a home equity line and a second mortgage, but both use the equity from your home. Learn which is right for you.
Pros and Cons of Debt Settlement (and How to Do...
Debt settlement may be a good option for someone who is already behind on debt payments. Learn how to decide if debt settlement is right for you.
Should I Use the Investment Services at My Bank
Many banks offer investment services to their more affluent clients. You may be able to take advantage of these services if you sign up with an automatic transfer. You may want to consider the options your bank has in addition to other investment firms.
6 Steps to Help You Out of Your Financial Rut
It can be frustrating when you are stuck in a financial rut. Learn the changes that you can make to help break free and reach your financial goals.
Is An Accountant or a Financial Planner Better?
An accountant or a financial planner can help you take control of a complicated financial situation. It is important that you trust your accountant and financial planner. You should do your research carefully before choosing one.
4 Strategies for Paying Off Loans Faster
Extra payments can help pay off your loan faster, but your bank may charge fees or penalties. Learn how to put your extra payments to the best use.
5-Step Guide to Filing Self-Employment Taxes
If you are self-employed you need to know how to pay your self-employment taxes. Learn five steps to help you pay your taxes correctly and on time.
Did You Forget to Include These 5 Things in...
If you are having a hard time sticking to your budget, you may be forgetting some items. Here are five things people forget to put in their budget.
How Payday Loans Work (and Why You Should Avoid...
A payday loan is a loan with extremely high interest payments. It is a short-term loan that is offered through a business and not a bank.
Switching to cash may make sticking to your...
Paying cash to cover all of your expenses may seem intimidating at first, but it is a great way to limit your spending. You can use this method to stop any leaks that you may have in your budget. Learn how to do make the switch easily.
Six Things You Can Do to Start Saving Money Today
Learn six super easy ways to save more money each month. These tricks will help you to save money without even thinking about it.
Are Credit Card Rewards Really Worth It?
Credit card rewards can be very enticing, but are they worth it? Learn if you really are benefiting from using a rewards credit card.
If You Pay Your Credit Card Like This, You're...
When you want to pay off your credit cards, you need to get aggressive in the amount you pay each month. To make a difference, you need to pay more.
A Step by Step Guide to Balancing Your Checkbook
Learn the basic steps to balancing your checkbook with and without a computer. This is an essential skill of managing your money successfully.
Learn the three ways you can get your tax refund.
You want to receive your tax refund quickly and safely. Learn the three options that are available to you. You will learn the pros and cons of each option.
4 Steps to Help You Stop Going Into Debt Each...
If you are relying on your credit cards each month, you need to stop going into debt. The key to really getting out of debt is to stop overspending.
Six Steps to Help You Get Out of Debt
If you are tired of being in debt, this six step debt elimination plan is for you. Debt elimination requires work and commitment.
5 Ways to Reduce Your Student Loan Payments
If you are having a hard time paying your student loans, learn what options are available to help you reduce your student loan payments.
Variable Expenses
Learn the definition of variable expenses.
6-Step Survival Guide to Living with Your Parents
If you are contemplating moving back in with your parents temporarily, you need a survival guide. Learn the strategies you can use to make it work.
5-Step Guide to Fixing an Overdrawn Bank Account
Take these 5 steps to clear up your overdrawn account. Act quickly to turn this negative situation around and stop it from happening again.
Money Market Accounts
A money market account through your bank is a savings tool that allows easy access to your money. The interest rates on money markets are ties to the market, so you often earn a higher interest rate on your balance. Learn if a money market account is right for you.
Before You Open a Bank Account
Learn the five things you should consider before you open a new banking account. This will help you t save you money in fees and other charges.
4 Things to Consider Before Accepting That...
Learn the steps you need to take before you borrow money for school. These steps will help you to save money and reduce your student loan debt.
7 Tips to Help You Stop Using Your Credit Cards
You cannot get out of debt if you are still using your credit cards each month. Learn tricks you can use to stop using your credit cards each month.
Want a Bright Financial Future? Do These 5...
Good money habits begin in college learn five basics things you can do to improve your financial outlook and build a solid future once you graduate.
Manage Your Personal Finances
Managing your personal finances is an important key to being successful. Your personal finances will affect all aspects of your life. Poor management means you may not reach other goals you have set for yourself. Learn five keys that can help you gain control now.
5 Reasons You Should Stop Putting Off Budgeting
A budget is one of your best financial tools. It can help you change your financial picture. Learn 5 reasons to start budgeting now.
Want to Buy Stocks? Know How It Will Affect...
Can you be taxed on dividends? It is important to understand the implications of owning stocks, so you are not surprised at tax time.
Learn five things you should do before you...
Are you ready to begin investing? Investing for the first time can be intimidating. Learn five specific areas that you should consider before you begin investing.
5 Signs That You Have Spending Issues
Learn the warning sings of serious spending issues. If you have any of these signs, you need to seek help to deal with the problem.
5 Steps to an Effective Financial Plan
It is important to have a financial plan at any age. The sooner you create a long-term financial plan, the better off you will be in the long-term.
Learn the Different Types of Mutual Funds
There are several different types of mutual funds available to choose from. Learn which type of fund will best help you to reach your goals.
Is Term or Whole Life Insurance Better?
There are two basic options for life insurance. Term life and whole life insurance offer different benefits. Learn what is right for you.
How To Find a Financial Planner
A financial planner can help you to reach your financial goals more quickly. It is important to find a financial planner that will work with your personality and goals.
Should I Get a Second Mortgage?
A second mortgage is an additional loan against the equity of your house. Some people use a second mortgage as a down payment on their new home. Others will take out a second mortgage later on. But second mortgages do have some risks. Learn if you should get a second mortgage.
Are Long-Term or Short-Term Investments Better?
When you begin investing you will have several different types of investments to choose from. Some investments are considered short-term and others are used for longer investing periods. It is important to consider your ultimate goals and with the amount of risk you are willing to take.
Learn 4 Strategies to Help You Increase the...
To build wealth you need to set realistic savings goals. Learn how you can work to improve the way you save money on a regular basis.
6 Things You Can Do to Reach Your Savings Goals
Learn how to set and reach specific savings goals. These tips can help you find extra money, as well as tell you the best accounts to save money.
Are Interest Free Car Loans a Good Thing?
Many automobile manufacturers are offering interest free loans on new car purchases, but is it really a good deal? Find out now?
IRAs at Your Bank
Your bank should offer IRA accounts. These accounts are different then the IRAs available at your bank
What to Do When You've Maxed Out Your Credit...
Maxing out all of your credit cards is a sign that you are spending more than you make, You need to work quickly to correct the problem.
5 Financial Goals to Help You Make the Most of...
Learn five simple goals that can change your financial life. These goals will help you manage your money and make the most out of your money.
Find Ways to Make Your Paycheck Do More
Learn things you can do to make the most of your paycheck, which can help you lower taxes and take full advantage of the many benefits your job offers.
Find the Answers to Most Commonly Asked...
Learn the basics when it comes to handling your checking account, and find answers to common questions about checking accounts.
Why Are Savings Account Rates So Low?
The interest rates on savings accounts are determined by the current interest rate set by the Federal Reserve Board. Learn how the rate is determined and alternative savings options.
5 Creative Ways to Cut Your Food Bill
Learn five things you can do to save money on your food budget each month. You can pick and choose the strategies that will work best for you.
How to Deal With Your Creditors When You Can't...
It can be difficult when you can't meet your monthly obligations. It is important to contact your creditors right away and explain the situation to them. You should also work to increase your income as quickly as possible.
Learn If Traditional or High Deductible Health...
Traditional insurance plans offer deductibles and copayments and high deductible plans have you pay a good deal up front. Learn which is best for you.
15 Ways You Can Start Saving More Money Today
You should try to save money every day. Learn fifteen easy things you can tackle today to start saving money. These small things add up to big savings.
The First 4 Steps for Young Investors
When you are ready to invest, you need to understand the different tools that are available to you. Learn more about beginning investing.
4 Smart Ways to Save Money in Your Twenties
Establishing a solid habit of saving money while in your twenties will make it easier to be successful in your financial life.
4 Questions to Ask Yourself Before Buying a Car
Learn the four most important things to consider before you buy a car. These rules will help you avoid making any mistakes and can save you money.
Messed Up Your Tax Return? You May Need This
If you just filed your taxes and you get another tax form in the mail, it means that you need to amend your taxes. Learn how to correct your tax return.
Are your house payments making it difficult to...
If you find that you are financially strapped each month because of your mortgage, you may be house poor. Learn what you can do to fix the situation and prevent it from happening again.
How To Find an Online Savings Account
Often online banks can offer a higher rate of interest to people with savings accounts. This is the result of lower overhead costs. However, you need to carefully research the banks to make sure that you are not taken in by a scam. Learn what to look for to protect yourself and your money.
How Much Does Eating Out Really Cost? Tips to...
Fast food can quickly eat through your food budget. Cutting back on eating out is an easy way to save. Learn tips to help you stop buying fast food.
4 Tips to Help You Calculate How Much You Can...
It can be difficult to determine how much you can afford to borrow when it's time to purchase a home. Learn how to tell how much home you can afford.
Can't Get a Bank Account? This Might Be Why
If you have been reported to ChexSystems you may be wondering what you can do to take care of it. Learn how to clear up ChexSystems problems.
How To Track Your Expenses
Learn how to effectively track your expenses so that you can make your budget work for you. Once you set up a system, it is easy.
What Can I Do to Get Out of Debt?
Getting out of debt is the first step in building wealth and gaining control of your money. Setting up a plan will help you change the future.
Is It Ever a Good Idea to Switch from Term to...
Converting your term life insurance policy into a whole life policy may not be the wisest financial move. Learn why.
Do You Know About These 5 Student Loan...
Learn five different programs that you can use to have your student loans forgiven. Some programs include Americorps or TeachAmerica. Learn more.
7 Tips for Doing Your Taxes Correctly
Filing your taxes can be much simpler than you realize. Learn the seven things to consider before you sit down to file your taxes.
10 Budget Busters That You Can Live Without
Learn ten items that can bust your budget, and cheaper alternatives to help you save. These 10 things are things people think they can't live without.
How to Cope with a Crowded Job Market
With the difficult job market you may be having a hard time finding a job. Learn what you can do to survive financially while you look.
Buying a New Car vs Buying a Used Car
If you are in the market for a car, you may be trying to decide a new or a used car. There are a variety of factors that may influence your decision.
Budget Isn't a Bad Word - Learn How Budgeting...
The thought of budgeting often brings a negative response from people. Budgeting doesn't have to be negative. It gives you control over your finances.
Learn how a basic savings account can help you.
You can start saving money in a basic savings account. Learn when it is a good option and when you should switch.
Why a Big Tax Refund Isn't Really a Good Thing
Some people look at a large refund as a savings tool. But is it really? Learn if you should work for a larger or a smaller tax refund.
Is Getting My Life Insurance Through Work a...
When you are shopping for life insurance you may be tempted to use the plan that your work offers. Learn why you may not choose to use this life insurance.
How To Dispute an Incorrect Medical Bill or...
Medical billing errors are quite common. It is important to watch your statements and bills carefully so that you are not overcharged. It is possible to dispute a charge, though it may take time and work.
4 Commonly-Missed Tax Credits That Could Save...
Tax credits can help you to reduce your tax bill in the same way tax deductions do. Learn what tax credits you qualify for.
How Will a Financial Plan Help Me?
Without a financial plan it is difficult to reach your goals. Learn why a financial plan is so important to help direct your focus and goals.
Pros and Cons of Hiring an Accountant for Tax...
An accountant can help you file your taxes, but if your situation is not complicated you can file yourself. Learn how to tell if you need an accountant.

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