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Money in Your 20s: Most Popular Articles

These articles are the most popular over the last month.
What's the Difference Between a Credit Card and...
Understanding what a debit card is and how it is different from a credit card can help you choose the best option when you are managing your money.
The Reason Behind That Checking Account Hold
If you have been told that the bank is placing a hold on a deposit you made to your account, you may wonder why and what it actually means.
7 Reasons You Need to Save Your Money
Learn the top reasons to save. Saving your money will help you reach your financial goals, provide financial security and let you have fun.
Learn the Ins and Outs of Managing Your First...
Learn the basics of managing your checking account. Learn how to determine the right account and how to properly manage your checking account.
8 Rules For First Time Home Buyers
Buying your home is huge commitment and a time consuming process. It is important that you understand each of the steps on your way to home ownership.
3 Ways to Make Your Money Work for You
Learn the three most important things that you can do to make the most of your money. You can begin to build wealth with these three steps.
7 Signs You Don't Make Enough Money
Learn the seven signs that will tell if you do not make enough money. If you have any of these signs, you need to take steps to change your situation.
6 Things to Know About Money Orders and...
Many people confuse money orders, bank checks and cashier checks, since they are used to guarantee funds for payment. Learn the differences.
Do You Believe These 5 Credit Card Myths?
People feel they need credit cards for many reasons. Learn the five most common reasons people need a credit card and how you can manage without them.
How To Close Your Checking Account
If you are moving, or just looking for a new bank, you need to know how to close your checking account. These steps will take you through the process.
Help! I Can't Afford My Car Payments!
If money is tight you may be looking for a way to lower your car payment. You need to carefully asses your situation and decide what is best.
How Much Money Should You Save Each Month?
You know it is important to save money each month, but how do you determine the right amount for you? You need to choose based on your budget.
How to Sell a Car Before it's Paid Off
Learn how to sell your car when you are upside down on your car loan. This can help you clean up your debt and manage your budget.
7-Step Guide to Renting Your First Apartment
Renting your first apartment can be a daunting process. Learn how to rent your first apartment and ways to find better deals on your rent.
5 Things to Do When You Can't Pay the Bills
If you are having a hard time paying for your basic expenses you need to fix the situation now. Learn five things to do to turn the situation around.
5 Benefits of Working Your Way Through College
Working while in college can be a difficult juggling act, but there are many benefits to working part time to help put yourself through school.
4 Ways to Earn More with Your Money
Savings accounts with high interest rates are a great option for your emergency fund. There are several high interest savings accounts options.
4 Things to Know Before Getting a Second Job
Working a second job may be the only way that you can get out of debt or save money to buy a house. Learn tips to make it more manageable.
4 Ways Credit Cards Can Boost Your Score
Learn the four basic steps that will help you to use a credit card to build your credit. Credit cards can easily ruin your credit report, following these steps will prevent that from happening.
How to Create a Budget in 7 Easy Steps
Learn the seven essentials steps you need to follow to set up a successful budget. These easy steps will streamline the budgeting process.
A 5-Step Plan for Buying Your First Car
There is no reason to stress when buy your first car. Learn the steps you should follow to find a reliable car that you can afford.
Can My Bank Close My Checking Account on Me?
When your bank breaks up with you, you may be scrambling to manage your money and pay your bills. Learn what to do when your bank closes your account.
Can I Have Checking Accounts at Multiple Banks?
There are many reasons why you may need to have different bank accounts. If you are operating a business in your name, you may want to keep that money separate from your personal accounts. You may also want to keep a separate account to cover certain expenses or to take out a loan at a different bank.
Learn Why Checking Your Balance at the ATM...
When you check your available balance at the ATM, it is a mistake to assume that it is an accurate balance. You may have outstanding transactions.
How to Put a Stop Payment on a Check That Is...
If a check is lost or stolen, you will need to put a stop payment on your check. Learn the steps and other signs to watch for after a check is stolen.
Should I Get a Refund Anticipation Loan?
Learn what a refund anticipation loan (RAL) or tax refund loan is and whether or not you should get one. This loan has hefty fees and interest rates.
Solutions if the Bank Won't Give You a Checking...
If you can't open a checking account, you may be wondering how to pay your bills, buy groceries or function financially. You can get buy without one.
4 Reasons Your Bank Balance is Less Than You...
When you make a deposit, you may expect to be able to access your money at the bank right away. Learn why your money may not be available right away.
How Many Exemptions Should You Claim on Your...
Learn when you should adjust your paycheck withholdings, and an easy way to discover how many exemptions you should be claiming each year.
Is Term or Whole Life Insurance Better?
There are two basic options for life insurance. Term life and whole life insurance offer different benefits. Learn what is right for you.
Prevent a Hold on a Checking Account
Learn what types of transactions can trigger a hold on your account and how to deal with the situation when you cannot access your money right away.
Things to Know Before Trading in Your Car
Are you buying a new car to replace an old one? Learn if rolling your old loan into your new one is a good idea.
Learn how a pension plan is different from...
Your company may offer you a pension plan instead of a 401(k). Learn how to plan your retirement with a pension plan.
5-Step Guide to Paying Off Your Debt
If you are serious about getting out of debt you need a debt payment plan to accomplish your goal quickly. This plan will make the process easier.
Are You Ready for Your Own Place? 4 Ways to Know
If you have been living at home, you may be anxious to move out. You need to be prepared financially before you take on the responsibility.
5 Budget Hacks to Make Your Life Easier
Learn five budgeting hacks that will make sticking to your budget easier. These hacks are easy to implement and really work if you use them.
How To Protect Yourself After Your Checkbook Is...
Learn the five steps you need to take to protect yourself once your checkbook is stolen. This will help you to handle this event quickly and efficiently.
How to Stick to Your Budget Despite a Spendy...
Money fights can really hurt a marriage. Learn how to help your spouse start participating in managing your money.
What Is a ChexSystems Report? And How Do I Fix...
If you have been reported to ChexSystem, you may have a difficult time opening up a checking account. Learn what you can do clean up your report.
Why the Money in Your 401(k) Isn't Yours Yet
Before are vested in your 401(k), you may not have access to all the money in your 401(k). Learn what this means for you.
Learn the 9 Ways You Are Sabotaging Your...
You may be sabotaging your finances without even realizing. Learn nine common ways that people sabotage their financial future and strategies to stop.
Do You Know About These 5 Student Loan...
Learn five different programs that you can use to have your student loans forgiven. Some programs include Americorps or TeachAmerica. Learn more.
Benefits of Choosing a Secured Loan
Secured loans are guaranteed by collateral. They often have lower interest rates because they are less of a risk for the bank.
How Selling Stocks Impacts Your Tax Bill
When you sell an investment, then you are responsible to report that income on your taxes. Learn what you need to report and how to do it correctly.
How Many Banks Accounts Do You Actually Need?
There are many bank account options available to you. Learn what bank accounts you should have to make your life easier.
Why Are Savings Accounts and CD Rates So Low?
The interest rates on savings accounts are determined by the Federal Reserve Board. Learn how the rate is determined and alternative savings options.
How to Pay Your Bills Online
Paying your bills online can save you time and money. There are several options you can use to pay your bills online. Learn how to decide which one is the best for you to use.
Is Real Estate a Good Investment?
Real estate can be an excellent investment, but you need to be sure that you are ready to purchase and pay for expenses that come with owning investment properties.
How Much Does Eating Out Really Cost? Tips to...
Fast food can quickly eat through your food budget. Cutting back on eating out is an easy way to save. Learn tips to help you stop buying fast food.
5 Things You Can Do to Take Control of Your...
These five budgeting goals will help you take control of your finances and make a big difference in the way that you manage your money.
Is It Ever a Good Idea to Switch from Term to...
Converting your term life insurance policy into a whole life policy may not be the wisest financial move. Learn why.
6 Reasons to Bank with a Credit Union
Credit unions offer a customer friendly model with a focus on the best service and accounts possible. Learn if a credit union is right for you.
7 Things You Can Do to Start Saving Money Today
Learn seven super easy ways to save more money each month. These tricks will help you to save money without even thinking about it.
4 Things You Should Know About Budget Billing...
Budget billing allows the customers to have a set price on their monthly utility statements. Learn if this service is right for you.
Tired of Living from Paycheck to Paycheck? Make...
When you live paycheck to paycheck each little emergency becomes a full-fledged crisis. Learn what you can do to stop living paycheck to paycheck.
Can't Get a Bank Account? This Might Be Why
If you have been reported to ChexSystems you may be wondering what you can do to take care of it. Learn how to clear up ChexSystems problems.
Pros and Cons of Leasing a Car
Leasing a car may seem to be a good idea on the surface, but is it? Learn if leasing a car will save you money and help you to build your wealth.
Learn How to Keep a Running Balance of Your...
By keeping a running balance of your checking account, you can protect yourself from being overdrawn. Learn how to keep track in your account ledger.
Strapped for Cash? Here Are 4 Ways to Make More
If you are having a hard time making ends meet, or saving for a house, you may be looking for ways to increase your income. Learn four ideas.
3 Reasons to Do Your Banking Online
Online banking is an easy and effective way to manage your money. There are many advantages to online banking. Learn how it can help you.
Why Your Car is an Asset, Not an Investment
Many people mistakenly think that buying a car is an investment, but cars decrease in value over time, and it should not be considered an investment.
How to Conquer Bad Debt in 4 Steps
If you have debt that you haven't paid on in a long time, you may be wondering what to do about it. It is important to take care of the debt.
How Old Debts Influence Your Current Credit Score
Paying off old debts may not make an immediate change in your credit score, but it can help you to qualify for a mortgage and the way that banks view you.
Is It Enough to Save or Should I Start...
Saving and investing money are both tools that you can use to build wealth. You need to do both to really begin to make progress. Learn more.
5-Step Guide to Fixing an Overdrawn Bank Account
Take these 5 steps to clear up your overdrawn account. Act quickly to turn this negative situation around and stop it from happening again.
6 Reasons Your Paycheck Is Smaller Than Expected
Learn exactly what is paying withheld from your paycheck and why. You will learn what all those abbreviations mean and where they are going.
4 Tips for Using a Monthly Budget Correctly
When you are paid on a monthly basis, it can be difficult to make your paycheck last for the entire month. Learn how to make a monthly budget work.
Learn to Make Budgeting as a Couple Easier
Learn the best way to begin budgeting together. This tutorial will help you get started and help you end money fights before they start.
Holiday Gift Ideas for Coworkers
It can be tricky to find the perfect gift for your coworkers. Learn easy ideas that are inexpensive, but great for coworkers.
Learn How to Catch Up on Late Payments
When you are behind on your bills or payments, it can quickly turn into a negative cycle. Learn what you can do to turn the situation around quickly.
If You Pay Your Credit Card Like This, You're...
When you want to pay off your credit cards, you need to get aggressive in the amount you pay each month. To make a difference, you need to pay more.
4 Ways to Pay for College On Your Own
Paying for college may seem overwhelming, especially when your parents can't help you, but it is possible to pay for college yourself. Learn how.
Is Getting My Life Insurance Through Work a...
When you are shopping for life insurance you may be tempted to use the plan that your work offers. Learn why you may not choose to use this life insurance.
5 Steps to Help You Score the Best Deals on...
Black Friday usually has a lot of good sales from several different retailers. Learn how to create the best plan for your holiday shopping.
5 Steps to Managing Your Personal Finances
Managing your personal finances is an important key to being successful. Learn five keys that can help you gain control now.
How Are a Home Equity Loan and a Second...
There is a difference between a home equity line and a second mortgage, but both use the equity from your home. Learn which is right for you.
Learn If Traditional or High Deductible Health...
Traditional insurance plans offer deductibles and copayments and high deductible plans have you pay a good deal up front. Learn which is best for you.
3 Easy Steps to Help You Apply for a Credit Card
Getting a credit card should be something you take seriously. Be sure to think carefully before you fill out the application.
Is a Second Mortgage a Good Option?
A second mortgage is a smaller loan against your house. You may use it for a down payment or to cash out the equity of your home. Learn more.
How Payday Loans Work (and Why You Should Avoid...
A payday loan is a loan with extremely high interest payments. It is a short-term loan that is offered through a business and not a bank.
Want to Be Wealthy? Start Here.
It can be difficult to make the leap between saving money and investing. However, it is an important step in the wealth building process.
Change the Way You Think About Your Money With...
If you read several financial management books, you can make changes that will help you to build wealth and achieve financial independence.
Pros and Cons of Debt Settlement (and How to Do...
Debt settlement may be a good option for someone who is already behind on debt payments. Learn how to decide if debt settlement is right for you.
A Cash Only Budget Is Easier to Follow - Learn...
Paying cash to cover all of your expenses may seem intimidating at first, but it is a great way to limit your spending. You can use this method to stop any leaks that you may have in your budget. Learn how to do make the switch easily.
10 Budgeting Mistakes You Need to Stop Making
Learn the 10 most common budgeting mistakes and how to solve them.
Learn How to Track Your Expenses
Learn how to effectively track your expenses so that you can make your budget work for you. Once you set up a system, it is easy.
Should I Open a Money Market Account?
A money market account through your bank is a savings tool with higher interest rates, but strict rules. Learn if a money market account is right for you.
6-Step Survival Guide to Living with Your Parents
If you are contemplating moving back in with your parents temporarily, you need a survival guide. Learn the strategies you can use to make it work.
Are Credit Card Rewards Really Worth It?
Credit card rewards can be very enticing, but are they worth it? Learn if you really are benefiting from using a rewards credit card.
Do You Have an Emergency Fund?
Learn what an emergency fund is, how to determine how much to save and the best savings tool for it. Start working on your emergency fund now.
Want a Bright Financial Future? Do These 5...
Good money habits begin in college learn five basics things you can do to improve your financial outlook and build a solid future once you graduate.
4 Strategies for Paying Off Loans Faster
Extra payments can help pay off your loan faster, but your bank may charge fees or penalties. Learn how to put your extra payments to the best use.
Learn How to Cope With No Savings and How to...
Operating without savings is like swimming without a life vest or walking a tightrope without a safety net. Learn how to change and start saving today.
Learn the Basics About Life Insurance
Learn what benefits life insurance provides for you and your family. You will also learn which type of life insurance is best for your family.
5 Things to Know About Debt Consolidation
What is a debt consolidation loan? Is it the right option for you? Understand how debt consolidation will affect you in the long run.
Do You Want to Know the Habits of Millionaires?...
The Millionaire Next Door will change the way that you think about and manage your money. This review helps you to decide if this book is right for you.
Are Interest Free Car Loans a Good Thing?
Many automobile manufacturers are offering interest free loans on new car purchases, but is it really a good deal? Find out now?
What Is a Debit Card?
It is important to understand what a debit card is and the rules associated with using a debit card. Learn precautions you need to take with your card.
Should I Ever Use a Credit Card Instead of a...
Learn when you to use a debit card or a credit card for different purchases. Understanding each situation can help you make good financial choices.
Buying a New Car vs Buying a Used Car
If you are in the market for a car, you may be trying to decide a new or a used car. There are a variety of factors that may influence your decision.
Should I Use the Investment Services at My Bank
Many banks offer investment services to their more affluent clients. You may be able to take advantage of these services if you sign up with an automatic transfer. You may want to consider the options your bank has in addition to other investment firms.
Is a Traditional or Roth IRA Better?
When choosing your IRA, you may be trying to decide the advantages with a traditional vs Roth IRA. Learn the advantages of each type of account.
Is Your Budget Really Bare-Bones or Can You Cut...
Cutting back to a bare-bones budget can help you during a crisis. Learn what you need to cut and what you should keep when you are cutting everything.
Make the Most of Your Dental Insurance
Dental insurance can save you money when it comes to taking care of your teeth. Learn how to decide if a dental plan is a good option for you.
5 Steps to an Effective Financial Plan
It is important to have a financial plan at any age. The sooner you create a long-term financial plan, the better off you will be in the long-term.
Starting a New Job? Learn What Benefits You...
When you start working you will receive many employee benefits. It is essential to understand these employee benefits and take advantage of them.
Should I Use the Financial Advisor Through My...
When looking for a financial advisor many people turn to their bank to find one. But you may be asking yourself if this is the right choice to make. How do you decide if this the right financial advisor for you?
A Guide to Student Loan Options
A student loan gives you the ability to go to college. It is important to fully understand everything about your student loan.
Can Dental Discount Cards Really Help You Save...
A dental discount card can help you save money on your dental bill. It is not the same as insurance. Learn if a dental discount card is right for you.
5 Questions to Ask Yourself Before Borrowing...
Many people fail to consider the implications and commitments that they make when they borrow money. Learn how to tell before you take out the loan.
Learn Six Simple Steps to Save on Groceries Today
Many people struggle to cut their spending on their grocery bill. However, you can save money on groceries by employing these six strategies.
What Forms Do You Need to File Your Taxes?
Before you file your taxes you need to make sure you've received all of the forms from your employer, bank, and investments. Learn what these forms are.
4 Smart Ways to Save Money in Your Twenties
Establishing a solid habit of saving money while in your twenties will make it easier to be successful in your financial life.
How to Deal With Your Creditors When You Can't...
It can be difficult when you can't meet your monthly obligations. It is important to contact your creditors right away and explain the situation to them. You should also work to increase your income as quickly as possible.
Avoid These 7 Holiday Shopping Mistakes
These holiday shopping tips will help you to avoid the common spending mistakes that many shoppers make in the holiday rush.
6 Ways to Pay for College Without Student Loans
If you are balking at borrowing money to pay for college, there are alternatives to student loans.You can graduate from college debt free.
Can a Christmas Saving Help Me Save for the...
Learn the advantages and disadvantages of a Christmas savings account so can decide if a Christmas savings account is right for you.
Learn 4 Strategies to Help You Increase the...
To build wealth you need to set realistic savings goals. Learn how you can work to improve the way you save money on a regular basis.
How to Cope with a Crowded Job Market
With the difficult job market you may be having a hard time finding a job. Learn what you can do to survive financially while you look.
Are U.S. Savings Bonds a Good Investment?
U.S. Savings bonds used to be one of the primary means that many people used to save for school. However as the laws for school saving have changed many people are beginning to move to other options. Learn whether or not you should consider U.S. savings bonds as an option for your saving and investing needs.
Is It Important to Actually Have Health...
Everyone needs health insurance. It protects against medical debt and protects you if you have a serious illness. Learn why you need health insurance.
Credit Card Balance Transfer Tips and Tricks
Transferring the balance from one credit card to another one with a lower interest rate can save you money, and make it easier to pay off your debts. You need to have a plan and be careful you do not fall into a trap when you work to pay off your credit cards this way.
What Is the Difference Between No Credit...
When you have no credit history, it means that you do not have anything on your credit report. This is not a difficult thing to overcome.
Learn How an Envelope Budgeting System Makes...
The envelope budget is one of the simplest budgets to follow. Learn how to set up an envelope budgeting system to make budgeting easier.
4 Steps to Help You Stop Going Into Debt Each...
If you are relying on your credit cards each month, you need to stop going into debt. The key to really getting out of debt is to stop overspending.
5 Steps to Lower Your Credit Card Interest Rates
How much are you paying in credit card interest each month? Learn five simple steps that can help you save money on your credit cards bills.
4 Reasons To Tackle Your Student Loans Early
There are a wide variety of benefits to paying off your student loans early. Learn the benefits of working to get pay off your student loan debt now.
15 Ways You Can Start Saving More Money Today
You should try to save money every day. Learn fifteen easy things you can tackle today to start saving money. These small things add up to big savings.
A Guide to Student Loans from the Federal...
The federal government offers a variety of student loans. The amount they will lend per year is limited, and you may need to consider other financing.
Are Your House Payments Making It Difficult to...
If you find that you are financially strapped each month because of your mortgage, you may be house poor. Learn what you can do to fix the situation and prevent it from happening again.
Find the Answers to Most Commonly Asked...
Learn the basics when it comes to handling your checking account, and find answers to common questions about checking accounts.
7 Questions to Ask Before You Make That Big...
Whenever you make a large purchase, you need to shop wisely.These seven questions will help you make the right decision for you.
4 Strategies to Stop Money from Ruining Your...
When you get married creating a plan on how you handle your money is one of the most important things you can do to make your marriage successful.
4 Ways to Make Christmas Shopping Easier
If you dread shopping for the holidays, you are not alone. Learn what you can do to make the entire process easier and save money at the same time.
Should I Use a Dental Discount Card or Dental...
Dental care can add up. If you need a crown and root canal, you can easily spend more than $2000 in a couple of weeks. There are strategies you can use to reduce the amount you pay for dental care. Learn if a dental discount card or dental insurance will save you more.
5 Ways to Reduce Your Student Loan Payments
If you are having a hard time paying your student loans, learn what options are available to help you reduce your student loan payments.
6 Things You Can Do to Reach Your Savings Goals
Learn how to set and reach specific savings goals. These tips can help you find extra money, as well as tell you the best accounts to save money.
4 Questions to Ask Yourself Before Buying a Car
Learn the four most important things to consider before you buy a car. These rules will help you avoid making any mistakes and can save you money.
Learn what to do when your account has been...
It can be scary when you have debt collectors contacting you about debts that are overdue. Learn how to deal with your debt collectors effectively.
5 Tips to Help You Save Money on Christmas Gifts
Learn five tips that will make finding the perfect Christmas gift easier without putting too much strain on your budget this year.
5 Financial Goals to Help You Make the Most of...
Learn five simple goals that can change your financial life. These goals will help you manage your money and make the most out of your money.
The First 4 Steps for Young Investors
When you are ready to invest, you need to understand the different tools that are available to you. Learn more about beginning investing.
Learn the three ways you can get your tax refund.
You want to receive your tax refund quickly and safely. Learn the three options that are available to you. You will learn the pros and cons of each option.
Learn the Best Place to Open an IRA
When opening an IRA, there are many investment options you can choose from. Learn the different options available in your own IRA account.
Living Together? Learn the Smart Way to Handle...
A household budget is one way to handle finances when you are living with a partner and not married yet. This will protect you and keep things fair.
Does Your Budget Never Work? Learn How to Do It...
Budgeting is hard, but there are steps you can take to set yourself up to be successful at. Learn tricks you can use to make budgeting easier.
The Dangers of Payday Loans
Many people fall into the trap of using payday loans to get them out of a tight financial situation without realizing the danger they are putting themselves in.
Is An Accountant or a Financial Planner Better?
An accountant or a financial planner can help you take control of a complicated financial situation. It is important that you trust your accountant and financial planner. You should do your research carefully before choosing one.
Learn How a Basic Savings Account Can Help You
You can start saving money in a basic savings account. Learn when it is a good option and when you should switch.
Is It Possible to Be Debt Free?
Being debt free may seem like an impossible task, but people are beginning choose to live debt free. Learn how the benefits of living debt free.

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