Money in Your 20s: Most Popular Articles
Credit cards and debit cards are very similar. You can use them in the same places, but there is one fundamental difference between the two accounts.
You know it is important to save money each month, but how do you determine the right amount for you? You need to choose based on your budget.
Buying your home is huge commitment and a time consuming process. It is important that you understand each of the steps on your way to home ownership.
Learn the top reasons to save. Saving your money will help you reach your financial goals, provide financial security and let you have fun.
Learn the three most important things that you can do to make the most of your money. You can begin to build wealth with these three steps.
Paying off old debts may not make an immediate change in your credit score, but it can help you to qualify for a mortgage and the way that banks view you.
It can be frustrating when you are stuck in a financial rut. Learn the changes that you can make to help break free and reach your financial goals.
If you are moving, or just looking for a new bank, you need to know how to close your checking account. These steps will take you through the process.
If you have been told that the bank is placing a hold on a deposit you made to your account, you may wonder why and what it actually means.
Learn when you should adjust your paycheck withholdings, and an easy way to discover how many exemptions you should be claiming each year.
If money is tight you may be looking for a way to lower your car payment. You need to carefully asses your situation and decide what is best.
Working a second job may be the only way that you can get out of debt or save money to buy a house. Learn tips to make it more manageable.
There is no reason to stress when buy your first car. Learn the steps you should follow to find a reliable car that you can afford.
Learn how to sell your car when you are upside down on your car loan. This can help you clean up your debt and manage your budget.
Learn the four basic steps that will help you to use a credit card to build your credit. Credit cards can easily ruin your credit report, following these steps will prevent that from happening.
If you are having a hard time paying for your basic expenses you need to fix the situation now. Learn five things to do to turn the situation around.
Working while in college can be a difficult juggling act, but there are many benefits to working part time to help put yourself through school.
Before are vested in your 401(k), you may not have access to all the money in your 401(k). Learn what this means for you.
People feel they need credit cards for many reasons. Learn the five most common reasons people need a credit card and how you can manage without them.
Learn exactly what is paying withheld from your paycheck and why. You will learn what all those abbreviations mean and where they are going.
Learn the seven essentials steps you need to follow to set up a successful budget. These easy steps will streamline the budgeting process.
Learn the seven signs that will tell if you do not make enough money. If you have any of these signs, you need to take steps to change your situation.
Renting your first apartment can be a daunting process. Learn how to rent your first apartment and ways to find better deals on your rent.
If you are serious about getting out of debt you need a debt payment plan to accomplish your goal quickly. This plan will make the process easier.
If you have been living at home, you may be anxious to move out. You need to be prepared financially before you take on the responsibility.
When you sell an investment, then you are responsible to report that income on your taxes. Learn what you need to report and how to do it correctly.
Are you buying a new car to replace an old one? Learn if rolling your old loan into your new one is a good idea.
Learn five things you can do to save money on your food budget each month. You can pick and choose the strategies that will work best for you.
If you are having a hard time making ends meet, or saving for a house, you may be looking for ways to increase your income. Learn four ideas.
There are many reasons why you may need to have different bank accounts. If you are operating a business in your name, you may want to keep that money separate from your personal accounts. You may also want to keep a separate account to cover certain expenses or to take out a loan at a different bank.
If you can't open a checking account, you may be wondering how to pay your bills, buy groceries or function financially. You can get buy without one.
Secured loans are guaranteed by collateral. They often have lower interest rates because they are less of a risk for the bank.
If you have debt that you haven't paid on in a long time, you may be wondering what to do about it. It is important to take care of the debt.
Many people confuse money orders, bank checks and cashier checks, since they are used to guarantee funds for payment. Learn the differences.
Traditional insurance plans offer deductibles and copayments and high deductible plans have you pay a good deal up front. Learn which is best for you.
When you want to pay off your credit cards, you need to get aggressive in the amount you pay each month. To make a difference, you need to pay more.
Paying for college may seem overwhelming, especially when your parents can't help you, but it is possible to pay for college yourself. Learn how.
It can be difficult to make the leap between saving money and investing. However, it is an important step in the wealth building process.
If a check is lost or stolen, you will need to put a stop payment on your check. Learn the steps and other signs to watch for after a check is stolen.
If you are having a hard time paying your student loans, learn what options are available to help you reduce your student loan payments.
Savings accounts with high interest rates are a great option for your emergency fund. There are several high interest savings accounts options.
Money fights can really hurt a marriage. Learn how to help your spouse start participating in managing your money.
When your bank breaks up with you, you may be scrambling to manage your money and pay your bills. Learn what to do when your bank closes your account.
When you make a deposit, you may expect to be able to access your money at the bank right away. Learn why your money may not be available right away.
Budget billing allows the customers to have a set price on their monthly utility statements. Learn if this service is right for you.
Online banking is an easy and effective way to manage your money. It helps you to keep track of your transaction, and manage your money.
Saving and investing money are both tools that you can use to build wealth. You need to do both to really begin to make progress. Learn more.
If you find that you are behind on your bills or payments, it can quickly turn into a negative cycle. Learn what you can do to turn the situation around quickly.
Extra payments can help pay off your loan faster, but your bank may charge fees or penalties. Learn how to put your extra payments to the best use.
Real estate can be an excellent investment, but you need to be sure that you are ready to purchase and pay for expenses that come with owning investment properties.
With the difficult job market you may be having a hard time finding a job. Learn what you can do to survive financially while you look.
Establishing a solid habit of saving money while in your twenties will make it easier to be successful in your financial life.
Learn what benefits life insurance provides for you and your family. You will also learn which type of life insurance is best for your family.
Learn the five steps you need to take to protect yourself once your checkbook is stolen. This will help you to handle this event quickly and efficiently.
The break up of a serious relationship can be difficult. Learn how to recover financially when you break up with your live in boyfriend or girlfriend.
Good money habits begin in college learn five basics things you can do to improve your financial outlook and build a solid future once you graduate.
There are a wide variety of benefits to paying off student loans early Learn the benefits of working to get rid of your student loan debt now.
It can be difficult when you can't meet your monthly obligations. It is important to contact your creditors right away and explain the situation to them. You should also work to increase your income as quickly as possible.
Learn five essential questions to should ask yourself before you buy your first home. These questions can prevent you from buying before you're ready.
Your company may offer you a pension plan instead of a 401(k). Learn how to plan your retirement with a pension plan.
Leasing a car may seem to be a good idea on the surface, but is it? Learn if leasing a car will save you money and help you to build your wealth.
If you have been reported to ChexSystem, you may have a difficult time opening up a checking account. Learn what you can do clean up your report.
Take these 5 steps to clear up your overdrawn account. Act quickly to turn this negative situation around and stop it from happening again.
When you live paycheck to paycheck each little emergency becomes a full-fledged crisis. Learn what you can do to stop living paycheck to paycheck.
When you check your available balance at the ATM, it is a mistake to assume that it is an accurate balance. You may have outstanding transactions.
Learn the basics of managing your checking account. Learn how to determine the right account and how to properly manage your checking account.
Learn six super easy ways to save more money each month. These tricks will help you to save money without even thinking about it.
When you are struggling to make ends meet, it can be difficult to be happy. However money doesn't mean happiness. Learn how to cope with being poor.
If you are contemplating moving back in with your parents temporarily, you need a survival guide. Learn the strategies you can use to make it work.
A payday loan is a loan with extremely high interest payments. It is a short-term loan that is offered through a business and not a bank.
Learn what an emergency fund is, how to determine how much to save and the best savings tool for it.
Credit unions offer a customer friendly model with a focus on the best service and accounts possible. Learn if a credit union is right for you.
If you are balking at borrowing money to pay for college, there are alternatives to student loans.You can graduate from college debt free.
When looking for a financial advisor many people turn to their bank to find one. But you may be asking yourself if this is the right choice to make. How do you decide if this the right financial advisor for you?
When you are paid on a monthly basis, it can be difficult to make your paycheck last for the entire month. Learn how to make a monthly budget work.
Many people mistakenly think that buying a car is an investment, but cars decrease in value over time, and it should not be considered an investment.
It can be difficult to determine how much you can afford to borrow when it's time to purchase a home. Learn how to tell how much home you can afford.
Learn what types of transactions can trigger a hold on your account and how to deal with the situation when you cannot access your money right away.
Maxing out all of your credit cards is a sign that you are spending more than you make, You need to work quickly to correct the problem.
Are you ready to begin investing? Investing for the first time can be intimidating. Learn five specific areas that you should consider before you begin investing.
When you start working you will receive many employee benefits. It is essential to understand these employee benefits and take advantage of them.
Before you file your taxes you need to make sure you've received all of the forms from your employer, bank, and investments. Learn what these forms are.
Getting out of debt is the first step in building wealth and gaining control of your money. Setting up a plan will help you change the future.
A second mortgage is an additional loan against the equity of your house. Some people use a second mortgage as a down payment on their new home. Others will take out a second mortgage later on. But second mortgages do have some risks. Learn if you should get a second mortgage.
Learn the best way to begin budgeting together. This tutorial will help you get started and help you end money fights before they start.
If you have been reported to ChexSystems you may be wondering what you can do to take care of it. Learn how to clear up ChexSystems problems.
When you are shopping for life insurance you may be tempted to use the plan that your work offers. Learn why you may not choose to use this life insurance.
Many people struggle to cut their spending on their grocery bill. However, you can save money on groceries by employing these six strategies.
When choosing your IRA, you may be trying to decide the advantages with a traditional vs Roth IRA. Learn the advantages of each type of account.
Learn things you can do to make the most of your paycheck, which can help you lower taxes and take full advantage of the many benefits your job offers.
Converting your term life insurance policy into a whole life policy may not be the wisest financial move. Learn why.
When you consolidate debt you have the opportunity to lower your monthly payment and reduce the amount of interest that you pay, but there are risks involved when you consolidate debt. Learn about the risks and rather or not you should consolidate debt.
If you are having a hard time sticking to your budget, you may be forgetting some items. Here are five things people forget to put in their budget.
When you are ready to invest, you need to understand the different tools that are available to you. Learn more about beginning investing.
Managing your personal finances is an important key to being successful. Your personal finances will affect all aspects of your life. Poor management means you may not reach other goals you have set for yourself. Learn five keys that can help you gain control now.
An accountant or a financial planner can help you take control of a complicated financial situation. It is important that you trust your accountant and financial planner. You should do your research carefully before choosing one.
If you are tired of being in debt, this six step debt elimination plan is for you. Debt elimination requires work and commitment, but being debt free gives you more options and frees up money for your life. Take the steps now so you can be debt free.
These eight steps will help you ward off most financial disasters. Learn what you can do to prepare your finances to handle what life gives you.
Fast food can quickly eat through your food budget. Cutting back on eating out is an easy way to save. Learn tips to help you stop buying fast food.
These five budgeting goals will help you take control of your finances and make a big difference in the way that you manage your money.
Furlough is when you have a forced unpaid leave. Here are some tips on preparing for a furlough, no matter what financial situation you are in.
Learn how to set and reach specific savings goals. These tips can help you find extra money, as well as tell you the best accounts to save money.
A budget is one of your best financial tools. It can help you change your financial picture. Learn 5 reasons to start budgeting now.
Learn the steps you need to take before you borrow money for school. These steps will help you to save money and reduce your student loan debt.
Paying cash to cover all of your expenses may seem intimidating at first, but it is a great way to limit your spending. You can use this method to stop any leaks that you may have in your budget. Learn how to do make the switch easily.
There is a difference between a home equity line and a second mortgage, but both use the equity from your home. Learn which is right for you.
Many lenders are offering alternative financing when it comes to purchasing a home, but there are benefits to having a down payment saved up.
The interest rates on savings accounts are determined by the current interest rate set by the Federal Reserve Board. Learn how the rate is determined and alternative savings options.
An FHA loan allows you to purchase a home without a large down payment. It can help you buy your first home much sooner, but does have drawbacks.
Saving ten percent of your income may be a good start, but is it actually enough for you to reach your financial goals? Learn if you need to save more.
Learn the four most important things to consider before you buy a car. These rules will help you avoid making any mistakes and can save you money.
It can be difficult to wade through the stack of health insurance enrollment forms. You may have many options and you are not sure which one to choose. You can learn how to determine the one that is right for you.
Learn the five things you should consider before you open a new banking account. This will help you t save you money in fees and other charges.
The thought of budgeting often brings a negative response from people. Budgeting doesn't have to be negative. It gives you control over your finances.
The envelope budget is one of the simplest budgets to follow. If you hate tracking your expenses, and worrying about your money every night then this system is for you. Since it is cash based, you simply stop spending money when it runs out.
Learn when you to use a debit card or a credit card for different purchases. Understanding each situation can help you make good financial choices.
On the surface graduate school may be very appealing.However it may not be the right decision for everyone. Learn if it will help you.
To build wealth you need to set realistic savings goals. Your savings goals should be tangible and realistic. Learn how you can work to improve the way you save money on a regular basis.
Debt settlement may be a good option for someone who is already behind on debt payments. Learn how to decide if debt settlement is right for you.
Credit card rewards can be very enticing, but are they worth it? Learn if you really are benefiting from using a rewards credit card.
If you are in the market for a car, you may be trying to decide a new or a used car. There are a variety of factors that may influence your decision.
What is a debt consolidation loan? Is it the right option for you? Understand how debt consolidation will affect you in the long run.
When shopping for life insurance there are two basic options for life insurance. Term life and whole life insurance offer different benefits. Learn what is right for you.
Learn five simple goals that can change your financial life. These goals will help you manage your money and make the most out of your money.
Everyone needs health insurance. It protects against medical debt and protects you if you have a serious illness. Learn why you need health insurance.
Learn how to effectively track your expenses so that you can make your budget work for you. Once you set up a system, it is easy.
U.S. Savings bonds used to be one of the primary means that many people used to save for school. However as the laws for school saving have changed many people are beginning to move to other options. Learn whether or not you should consider U.S. savings bonds as an option for your saving and investing needs.
Your credit report and your credit score are two different things though they are related to each other. Learn the differences and how to manage both.
When you get a raise, you may be excited about the extra money you will get each month, but you are still struggling. Learn where your money is going.
Telecommuting has several advantages, but it can be tricky to find a job and manage work and family obligations. Learn how to start telecommuting.
You cannot get out of debt if you are still using your credit cards each month. Learn tricks you can use to stop using your credit cards each month.
If you find that you are financially strapped each month because of your mortgage, you may be house poor. Learn what you can do to fix the situation and prevent it from happening again.
Learn the top ten biggest financial mistakes that you can make and learn how you can avoid making those mistakes to protect your finances.
People refinance their mortgage for a variety of reasons. Learn what things you need to do when your refinance your mortgage.
Money causes stress. Whether you are worried about your debt or the amount of money you save, there are things you can do to reduce your stress about money.
Making the decision to stay in a relationship when one of you gets a good job offer in another part of the country can be difficult. You need to consider several factors before you make your decision. It is important to be open and honest throughout the discussion.
There are many bank account options available to you. Learn what bank accounts you should have to make your life easier.
Many automobile manufacturers are offering interest free loans on new car purchases, but is it really a good deal? Find out now?
It is important to have a financial plan at any age. The sooner you create a long-term financial plan, the better off you will be in the long-term.
When you first set up your debt payment plan, you will need to determine the order of paying off your debts. Learn how to determine which debts you should pay off first.
If you are looking for simple ways to save money during tough economic times you may want to look at the three categories that are the easiest to overspend in. Most people can easily save money on their food, entertainment, and transportation budgets without too much work. Trimming your spending in these three categories can make a big difference in your budget’s bottom line, and may not take as much effort as you think it will.
When you open an IRA, there are many investment options you can choose from. Learn the different options available in your own IRA account.
Private mortgage insurance is designed to protect the lender from the buyer defaulting on a loan. Learn how you can avoid PMI.
When you have no credit history, it means that you do not have anything on your credit report. This is not a difficult thing to overcome.
Many people fail to consider the implications and commitments that they make when they borrow money. Learn how to tell before you take out the loan.
Saving money in college is one of the best things that you can do financially. It can be difficult on a tight budget, but it is possible.
By keeping a running balance of your checking account, you can protect yourself from being overdrawn. Learn how to keep track in your account ledger.
Learn how to use COBRA insurance. This is an option that can save you money and allow to keep coverage even after you lose your job.
It can be scary when you have debt collectors contacting you about debts that are overdue. Learn how to deal with your debt collectors effectively.
Many banks offer investment services to their more affluent clients. You may be able to take advantage of these services if you sign up with an automatic transfer. You may want to consider the options your bank has in addition to other investment firms.