From the article: Six Easy Ways to Save Money
Saving money is even more important during difficult economic times. Share your best savings tips. Share tips that help you keep your money in your savings account and ways that you can save money on your purchases. Share your best savings secrets. Help Me Save!
Simple
- Learn how to save before how to spend. That's it.
- —Guest Sun Tzu
For Analytical Savers
- Everybody loves to spend money, but when your ready to make a change on your spending habits & start saving money for trips, birthdays, christmas etc.; here is a good tip: 1. Think about all the things you spent today that you really didn't need (For example: coffee , new shoes , cigarettes , chocolate bar etc.) Question yourself, 'did I really need those today?' 2. Tomorrow when you go about your day, bring a notepad & a pen with you before you leave. 3. Right before your about to spend money, think about how much you need to have that item. If you really don't need it, then take out your notepad & pen and write down the price of how much you were going to spend approximately. 4. At the end of the day, calculate the total you would of spent in that day (Continue everyday). 5. At the end of the week, go to your bank and transfer the total amount into savings! You will notice that you are actually saving the money you would of spent, and it all adds up!
- —Angel.champagne
Don't cut out massage!
- Take your lunch, ride the bus, but massage helps everything & prevents stress related conditions (many). Ask your massage therapist for discounts or package deals or a way to barter. Never cut it out- it remains on the top of the list for me.
- —Guest Sunny
My favorite ways to save
- I buy ALL my clothes at thrift stores-- many of them nearly new and/or designer brands. It satisfies my urge to shop at very little expense. I also love "bent and dent" stores that sell grocery items at vastly reduced prices. Never know what you'll find, but basics AND luxuries can be had at a small fraction of their supermarket price.
- —Guest Alison
I Find It Hard To Save
- I need to learn how to save more and cut down on my expenses.
- —Guest Jennifer Richards
Saving Your Expenses
- To save money you have to control your expenses. To make buying of the goods and articles , you have different market places, and different suppliers. Every one price their goods, with their cost of chains and glamour, which arouse a sort of inflation which means rising prices, which human body adopts too, causing reluctances and shyness, ultimately behaving with ruthfulness. You may choose buyer of less prices with same quality, for preference of saving money, when money is constraint. Your economy will be increased to you when you trade with those who are for survival selling the price as is affordable with. International trade is done under comparative cost, a chapter in Economics, and is worked under the scale, ‘buy from country where it is cheaper in price’. Some sort of fixed deposits will keep your earning in saving. It is also advisable some life assurance policy/ or other insurance plan can be purchased, for secured deposits for future receipts.
- —Guest Rashid Pervez
Favorite Savings Tip
- Grocery wise I love buying store brand items. I always buy just one to try first, but usually the items are just as good as name brand.
- —Guest Rachel
Cut out buying snacks
- When my husband wre first married 32 years ago we looked at our budget. We decided we cut back our grocery bill by not buying potatoe chips or other sncaks but make our own. It has saved in grocerie all this time
- —Guest jlambert
My best savings tips
- On reducing spending you can save money & the environment by making your own detergents (laundry or dish or clean up), you can unplug electronics or appliances at night or when not in use (like stove and washer/ dryer to prevent "vampire power leaks" along with changing lightbulbs. On our electric bill we saved about $20 not a lot but more than nothing! Also don't be afraid to buy generic or storebrand if cheaper (sometimes it's not), buy foods in bulk when on sale and match up with coupons. Dollar Tree is a great place for small things around the house (sponges, spraybottles, school supploies etc). Also all your change from the day in a jar you can save for kids or emergency savings to get a little more money either for pocket cash or for savings plasma donation, recycles reclamation and media resale stores (dvd, books etc) can help clear out your clutter, help save a life and put money in pocket all in one!!!
- —Guest Guest
