From the article: Why Can't I Seem to Follow My Budget?
Budgeting is not fun. It can be frustrating to add up the numbers, over and over again only to get a different answer every time. It can be difficult to put off purchasing something that you can't afford right now. What do you think the worst thing about budgeting is? Share Your Reason
Budgeting Easy
- How can I budget easy? I failed at manual entry spreadsheets and keeping up with my bank account transactions is what I need. Any software out there that is affordable and able to import my bank transactions? That would be the way I would be able to keep up and trend what in the world is going on with my spending. Thanks everyone.
- —jysharp2003
A budget that works
- I had built a budget tool for my business, way back before Excel, on Lotus 123, since sold and I'm retired. I have adapted this for household use. It consists of 12 months, plus Jan of the next year for looking ahead. You can see your bank balance for any month, even Dec. of the current year. All formulas are in place in Excel spreadsheets and automatically performs all calculations. This performs just like your check register, entering income/deposits and all checks, card purchases. I have included Cash tracking as well. Anyone is welcome to try this, FREE. I have no desire for fees. You can contact me and I will attache the file and instructions by email. This is no scam. I reside in Houston, TX. Retired after 50 years in retail business. Planning ahead was/is essential. edwardiannone@att.net
- —mybudget
following budget
- Finding out at the end of the month that I overspent (again) in variable accounts such as groceries, eating out, misc. purchases.
- —clpk4
Tracking Expenses
- I hate tracking my expenses. That is the worst part. I just don't want to worry about where I spent what. Really I'd like everything to just naturally work itself out.
- —Guest Alan
The worst thing about budgeting
- The one thing I hate the most about budgeting is you have to own up to all the extra spending you do. You have to be willing to let go of your wants and may have to live with only what you need.
- —Guest Kourtney
