Share the ways that you have been able to increase your income. If you have a great freelance idea or a small business to start or a way to get a promotion or raise at work share your successes and ideas. Share your Tips
- I wish our government would follow this very elementary yet sage advice. When you don't have the money, cut expenses! The first thing to cut is always the "fat" entertainment, eating out and other monies you would spend only for your own enjoyment or comfort...take a hint government (especially the current president and family) 17 trillion in debt means no more vacations or golf retreats on the tax payer dime. 17 trillion in debt means revoking the obamacare act (so called affordable healthcare act) which promises to drive us above 25 trillion in debt within the next 5 years. Take some advice from this blog, start using the practical budget method that most people have been using since they were 5 years old and earned an allowance.
- —Guest Wiseguy
just geting by
- We look at my pay the amount looks okay to last me a month. But we forget about the small stuff, transport, family unexpected money problem and they ask for your help. Money will never be enough but we should try and make it work for us and not working for it.
- —Guest phil.
First Give To Me
- Paying yourself first also makes sense. . You go to work to earn money for you and your family. why you should pay yourself first—to make sure that your first priority is taken care of: you. . It is not likely that anyone else is going to take care of you because they assume that you are taking care of yourself.The important part is that you pay yourself first rather than last.
- —Guest jinjushya mohan
I can't cover all my bills
- These tips are great, and I've more or less abided by them all my life...however, when one is RETIRED, on a fixed income, and it is just impossible to be hired at a retiree's age, it is very difficult to make ends meet when prices are going up all the time, and my income does not. What to do? Should I, at the end of my life, live like a hermit? Is this the payoff for living a decent life, obeying the laws, working ( not high paying jobs..that's the problem ), and doing good in the community? A cruel joke when one reaches 70 or so...still, I volunteer and have for over 10 yrs. Good enough for that. ..Just no pay. Sorry, am down because I can't meet my expenses one more time!!!
- —Guest irish queen
Cut out ALL expenses to SAVE $
- Although I have an AA in Art, I'm struggling to get by w/a min. wage PT food service job in CA. I have no one to be responsible for, either, but I'm still hurting.
Here's how I'm saving:
Cut living expenses nearly in half (from $500/mo to $300/mo) by moving in w/a roommate.
Haven't purchased new clothes/ shoes/ accessories/ etc. in over 2 years (except for work unifrms).
Got rid of my cell phone (I use Google Voice to recieve Voicemails & use my roommate's landline to call out. I use my kindle [a gift from my boyfriend] to recieve texts & messages]. I use the phones at work when I need to find rides).
Car is out of the picture (no gas, maintenance, insurance, registration, smog, etc. fees to worry about).
Don't eat out/ go to movies/ bowling/ go on roadtrips/ etc.
Stopped wearing so much make up.
Applied for food stamps so that I can save a bit on food costs.
Have no debt from school because I applied for FAFSA and went to Community College.
I'm going back to school soon!
- —Guest Rebecca
Educated and unexperienced
- After graduating high school like boat I went to school and finally received my BS. After a year of searching for feasible work. I am aware that every one is hiring, but no one wants to hire. I went back to school a mercifully the college allows only part time hours. As head of the household, part time is not enough to pay rent plus utilities. How can I concentrate with a hunger headach, and no one else wants to help out with the basic necessities, and rent.
- —Guest educated and hurting
I'm in the hole
- I'm a single mother of 2. I only have the things I need (roof over our heads, utilities, food, car, insurance, phone, and daycare) and with my $9.53/hr job, I'm only making about half of what I need to make.
Daycare is killing me, the schedules I have to work (I'm looking for a different job) require a lot of daycare. and right more I'm paying $600 for one child in daycare alone, and soon I'll need daycare for both girls when school is out ..... what do I do?
- —Guest Amanda
Looking for a way
- I'm 26 years old and disabled. I have not been able to draw disability because I hadn't worked in over 3 years while attending school. I've been fighting with disability for over a year but even if I do finally get approved my benefits wouldn't be but 700$ a month. In the area I live in, that only barely covers rent. I can't move from this area as my family lives here and I need to remain close to them because of my disability. I have been getting tremendous financial help from them for the past 3 years and they just can't afford to help financially anymore. I am on food stamps (200$ a month) but do not qualify for any other government program because I have no children. My disability lawyer has already submitted every assistance application there is. The moral here is that sometimes you can't change your financial situation. No matter how hard you try. I tried my best and got over 17,000$ in medical bills because of it.
- —Guest Ryan
Using my skills for increasing my income
- Apart from my fixed salaries , which I am drawing , I also work to financial consultancy, i.e., preparation and review of financial statements and notes to be pointed. But I am searching and trying too to earn money from whatever I can market my writing skills on to the internet and computer.
- —Guest Rashid Pervez
if you can't manage in salary
- If you can't manage in your salary, most people do what is not important first spend. Instead stop the not important spending or try to grow your salary to work batter then before to help you manage that amount.
- —Guest jitendra mimrot
I Went Back to School
- I didn't want to go to college when I first graduated from high school, but after a few years, I realized I needed a degree to be able to afford to do everything I wanted. I went back part time at first, and then full time. I've more than doubled what I was making before I went. The extra work was worth it.
- —Guest Mary
A Side Business
- I started a side business. I work a few evenings a week as a web design consultant. It's easy to do, and I make a lot doing it. Eventually I'd like to grow my business to the point that I can quite my full -time job.
- —Guest Matt
An Extra Job
- I needed a little extra to catch up on my bills, so I took a part-time job for a few months. This was a temporary solution that helped me get back on my feet.
- —Guest Mark