Updated Articles and Resources

By Miriam Caldwell, About.com Guide

Raise Extra Money by Selling Stuff Created: Tuesday, May 22, 2012 Updated: Thursday, May 24, 2012
If you need extra money one good way to get it is to sell your stuff. You can use this money to pay for unexpected expenses, to put towards debt, or to pay for something fun you want to do. It is i...
Your Financial Future as a Stay at Home Mom Created: Wednesday, May 23, 2012 Updated: Thursday, May 24, 2012
If you choose to stay at home, then you need to make sure you are takings steps to protect your financial future. It is a big deal when you stop working and becoming completely dependent on your pa...
Buy a Home Created: Sunday, October 14, 2007 Updated: Wednesday, May 23, 2012
Learn five essential questions you should ask yourself before you buy your first home. These questions can protect you from making poor financial decisions.
Weekend Challenge: Get Ready to Buy a Home Created: Thursday, June 10, 2010 Updated: Wednesday, May 23, 2012
This weekend the challenge is to create a plan that will get you ready to buy a house. The plan may be a long-term plan or a relatively short one, depending on where you are financially. The challe...
Taking a Career Break Created: Monday, November 21, 2011 Updated: Wednesday, May 23, 2012
There may come a time when you decide to take a break from your current career. Walking away from the workforce can present challenges when it is time to come back. You should carefully consider yo...
Finances and Starting a Family Created: Sunday, July 13, 2008 Updated: Wednesday, May 23, 2012
Having a child does affect the way you handle your money. The changes may not be as big as you think, but you should be prepared to shift your financial focus just a bit once you start having a fam...
What If I Can't Afford to Work When I Have Kids? Created: Monday, April 30, 2012 Updated: Wednesday, May 23, 2012
It can be frustrating to go to work every day and then realize that everything you are doing is going directly into paying for you to work. If you make less than $20,000 or even $20,000 a year and ...
Working At Home - Options to Help You Be at Home With Your Child Created: Friday, August 15, 2008 Updated: Wednesday, May 23, 2012
If you want to stay at home with your child, you may be wondering what you can do to afford it. You may be especially frustrated if you just can’t seem to get the numbers to work with your bu...
Can I Stay at Home? - Five Financial Questions to Help You Stay At Home Created: Friday, August 15, 2008 Updated: Wednesday, May 23, 2012
When you have your first child or even your second you may be considering staying at home with your child. There are a lot of different reasons that parents consider doing this, but ultimately it i...
5 Things You Forget to Include in Your Budget Created: Wednesday, March 28, 2012 Updated: Tuesday, May 22, 2012
If you are having a hard time sticking to your budget, you may be forgetting to include some items in your budget. There are a few categories that many people overlook including in their budget or ...
Financial Choices and Your Twenties Created: Sunday, October 28, 2007 Updated: Tuesday, May 22, 2012
Learn how your financial decisions now can affect you in the future. This article points out that money is a tool, that you can choose to use effectively or ineffectively. As you address these issu...
Choosing Between Banks and Credit Unions Created: Thursday, October 04, 2007 Updated: Tuesday, May 22, 2012
You will learn the difference between banks and credit unions. It is important to understand what each one offers to determine which one will best suit your individual needs.
Goals to Get Out of Debt - What Can I Do to Get Out of Debt? Created: Saturday, December 20, 2008 Updated: Tuesday, May 22, 2012
Getting out of debt is the first step in beginning to build wealth and to gain control of your money. You need to start with a plan and motivation to get out of debt. Once you have a plan and work ...
Six Steps to Debt Elimination Created: Thursday, July 02, 2009 Updated: Tuesday, May 22, 2012
If you are tired of being in debt, this six step debt elimination plan is for you. Debt elimination requires work and commitment, but being debt free gives you more options and frees up money for y...
Debt Diet - Lose Your Debt with a Debt Diet Created: Saturday, December 19, 2009 Updated: Tuesday, May 22, 2012
Many people compare getting out of debt to losing the extra weight you have put on over the years. A debt diet is one strategy that you can use to help you shed that unwanted debt. Just as in a fit...
Set Up a Debt Repayment Plan - Get Out of Debt Created: Thursday, October 04, 2007 Updated: Tuesday, May 22, 2012
If you are serious about getting out of debt you need a debt payment plan to accomplish your goal quickly. You will learn how to set up a debt payment plan by deciding which debts to pay off first ...
Do You Not Make Enough Money? - I Can't Cover My Basic Expenses Created: Sunday, March 09, 2008 Updated: Tuesday, May 22, 2012
If you are having a hard time paying for your basic expenses you need to fix the situation as quickly as you can learn the five basic things you need to do to turn the situation around.
Save on Your Entertainment Costs Created: Monday, May 21, 2012 Updated: Tuesday, May 22, 2012
It is important to find ways to save on your entertainment costs while still having an outlet to have some fun. One of the best ways to blow your budget is to not budget anything for fun. It makes ...
Break the Fast Food Habit to Save Money - Slash Your Food Bill: Stop Eating Out Created: Saturday, June 25, 2011 Updated: Tuesday, May 22, 2012
Fast food can quickly eat through your food budget. If you are looking for ways to save money, one easy way is to cut back on the amount you eat out. But fast food is addictive because it is so eas...
Reduce Your Monthly Bills Created: Saturday, January 22, 2011 Updated: Monday, May 21, 2012
When people think about cutting back on their expenses often they only focus on the luxury categories such as entertainment costs like eating out or going to the movies. However, you can often redu...
5 Ways to Save on Your Summer Vacation Created: Saturday, May 12, 2012 Updated: Monday, May 21, 2012
When times are tight, you may be cutting back on the number of vacations that you take or on your vacation budget. Here are five ways you can save money and still enjoy your summer vacation.
6 Ways to Stretch Your Paycheck Created: Saturday, August 20, 2011 Updated: Monday, May 21, 2012
Many people would like to do more with less. It can be nice to stretch your paycheck so it covers more expenses, and leaving you with more options with how you spend your money. There are some thin...
5 Ways to Save on Summer Spending Created: Thursday, June 30, 2011 Updated: Monday, May 21, 2012
The summer lends itself to lots of extra spending with vacations, added time to shop, and extra free time on your hands. Learn five easy strategies to help you survive the summer without going broke.
Christmas Gift Tips - Five Christmas Tips to Help You Save Money on Gifts Created: Sunday, September 14, 2008 Updated: Monday, May 21, 2012
There is a reason that the day after Thanksgiving is known as black Friday—Christmas spending is something that every person needs to be aware of. It is important to take the time to carefull...
How to Set Up a Holiday Budget Created: Saturday, November 21, 2009 Updated: Monday, May 21, 2012
The best way to stop overspending each year is to set up a holiday budget. A budget allows you to plan how much to spend and how to spend it. It gives you guidelines as you shop so that you do not ...
Liability Created: Wednesday, December 26, 2007 Updated: Monday, May 21, 2012
Learn what a liability is when it comes to your finances. You will learn how these affect you and the importance of reducing your liabilities.
Asset Created: Wednesday, December 26, 2007 Updated: Monday, May 21, 2012
Learn the definition of an asset. Also learn the difference between an appreciating asset and a depreciating asset.
Do I Really Need a Down Payment When I Purchase a Home? Created: Monday, April 23, 2012 Updated: Monday, May 21, 2012
The traditional rule is to have between ten to twenty percent saved up for the purchase of your first home. This is a good rule, but many lenders are offering alternative financing when it comes to...
Don't Go Broke Decorating Your First Apartment Created: Thursday, June 30, 2011 Updated: Monday, May 21, 2012
Moving into your first place is a lot of fun, but it also means you need to find a way to furnish your entire furniture. Don't pull out your credit card to do it. Learn some easy ways to decorate y...
Worst Christmas Gift Created: Friday, December 24, 2010 Updated: Monday, May 21, 2012
The worst gifts are often the most memorable Christmas gifts. Share your worst gift and the situation surrounding the gift.
How Are You Spending Your Holiday Bonus? Created: Tuesday, December 07, 2010 Updated: Monday, May 21, 2012
A holiday bonus is always a nice touch at the holidays. Some businesses give huge holiday bonuses while others will give $50.00 to $100.00 per employee. Share how you are going to spend your holida...
Best Christmas Shopping Tips Created: Wednesday, November 04, 2009 Updated: Monday, May 21, 2012
Read and share your best holiday gift giving tips. Learn how to save money and still find the perfect present.

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