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Miriam Caldwell

Updated Articles and Resources

By Miriam Caldwell

    Updated Articles and Resources
    • College Spending Dos and Don'ts Created: Tuesday, August 14, 2012 Updated: Tuesday, July 29, 2014
      Moving out on your own, even to a dorm room, can be expensive. Learn what to skip buying and what you definitely need. Plus learn ways to save.
    • Will My Location Affect My Budget? Created: Monday, July 28, 2014 Updated: Monday, July 28, 2014
      Where you choose to live can affect your finances. It affects how much you can save and how much disposable income you have. Learn how to adapt.
    • 7 Ways to Stop Dipping Into Your Savings Account Created: Wednesday, July 23, 2014 Updated: Monday, July 28, 2014
      If you keep dipping into your savings, you will not be able to build wealth or reach your financial goals. Learn seven ways to stop.
    • Why Are Savings Account Rates So Low? Created: Monday, January 28, 2013 Updated: Sunday, July 27, 2014
      The interest rates on savings accounts are determined by the current interest rate set by the Federal Reserve Board. Learn how the rate is determined and alternative savings options."
    • Setting Resolutions for 2013: Get Your Finances on Track Created: Tuesday, December 13, 2011 Updated: Sunday, July 27, 2014
      The past few years have been difficult economically. These goals are designed to help you recover and get back on track for the new year. Learn what you can do to get control of your finances, and ...
    • Should I Consider Loan Consolidation? Created: Saturday, May 23, 2009 Updated: Sunday, July 27, 2014
      Many people consider loan consolidation when looking for a way to reduce their debt payments. Although loan consolidation may look like a good option for getting out of debt you should approach it ...
    • How To Check Your Credit Report Created: Sunday, June 15, 2008 Updated: Sunday, July 27, 2014
      Checking your credit report is an important part of protecting yourself from identity theft. It is also a good idea to check your credit report a few months before you buy a home, so that you can d...
    • How Do I Decide to Leave My Secure But Bad Job for a Riskier Better Job? Created: Tuesday, June 25, 2013 Updated: Sunday, July 27, 2014
      When you are in a bad job situation, you may want to find a new job. Learn the things you need to consider before transitioning to a new job.
    • Should I Invest Even Though I Have Credit Card Debt? Created: Sunday, January 25, 2009 Updated: Sunday, July 27, 2014
      Investing money is the way to begin to build wealth, however if you have credit card debt you may not be coming out ahead if you invest the money instead of paying off your credit cards.
    • Best Financial Goals for 2013 Created: Friday, December 28, 2012 Updated: Sunday, July 27, 2014
      Learn the top ten goals you can set to get control of your finances. You can benefit by working toward on one or all of these goals.
    • Check to See If You Qualify for These Tax Credits Created: Thursday, November 24, 2011 Updated: Sunday, July 27, 2014
      Tax credits can help you to reduce your tax bill in the same way tax deductions do. Learn what tax credits you qualify for.
    • How Can I Tell If Self-Employment Is a Good Option for Me? Created: Tuesday, October 15, 2013 Updated: Sunday, July 27, 2014
      Choosing to be self-employed can be a big step. Learn what you need to ask yourself and do before you take the first steps to being self employed.
    • 5 Easy Ways to Slash Your Spending Created: Thursday, March 04, 2010 Updated: Sunday, July 27, 2014
      Learn five easy ways that you can cut your spending. These ideas are simple to implement and can help you start saving money today.
    • Tax Refund Options Created: Thursday, December 27, 2007 Updated: Sunday, July 27, 2014
      You want to receive your tax refund quickly and safely. Learn the three options that are available to you. You will learn the pros and cons of each option.
    • Top 3 Ways to Make Your Money Work for You Created: Tuesday, October 09, 2007 Updated: Sunday, July 27, 2014
      Learn the three most important things that you can do to make the most of your money. You can begin to build wealth with these three steps.
    • Budgeting Tips and Tricks Created: Thursday, April 29, 2010 Updated: Sunday, July 27, 2014
      Share your best budget practices and the ups of down of creating a realistic budget that really works. Budgeting is one of the most important components of money management. Share your tricks and t...
    • Budgeting Tips and Tricks Created: Thursday, April 29, 2010 Updated: Sunday, July 27, 2014
      Share your best budget practices and the ups of down of creating a realistic budget that really works. Budgeting is one of the most important components of money management. Share your tricks and t...
    • How Did You Build Your Credit? Created: Saturday, August 07, 2010 Updated: Sunday, July 27, 2014
      Share what you did to build your credit. Many people do not consciously think about how to build a good credit history. Learn how to build credit that will help you qualify for a home loan, and goo...
    • What Are Your Best Savings Tips? Created: Friday, March 27, 2009 Updated: Sunday, July 27, 2014
      Is saving money a difficult thing for you to do? You can save money on purchases and yet never end up with money in your savings account. Learn and share tips about the best ways to save money on y...
    • I Can’t Budget Because I’m Too Poor Created: Saturday, July 26, 2014 Updated: Saturday, July 26, 2014
      When money is super tight, you may feel like you are too tight to budget. Things may not add up on paper, but a budget can still help you.
    • 7 Strategies to Help You Save When Eating Out Created: Saturday, July 26, 2014 Updated: Saturday, July 26, 2014
      If you are staying to stick your budget, but need to eat out there are things you can do to save money when you eat out.
    • Weekend Challenge 32: Stop the Insanity—Debt Issues Created: Thursday, August 16, 2012 Updated: Thursday, July 24, 2014
      This is another challenge that will help you get back on track so you can get out of debt. It will help you focus on paying off your debt quickly
    • How to Avoid the Credit Card Trap Created: Wednesday, April 16, 2014 Updated: Thursday, July 24, 2014
      Learn the basic steps you can take today to help you avoid falling into the credit card trap. These steps are easy to implement.
    • Weekend Challenge 31: Assessing and Setting New Goals Created: Wednesday, August 08, 2012 Updated: Wednesday, July 23, 2014
      This weekend the challenge is to set new goals for the rest of the year. It will be to set and map out a specific path for each of your goals.
    • Weekend Challenge 30: Measuring Your Progress Created: Thursday, August 02, 2012 Updated: Wednesday, July 23, 2014
      This weekend your challenge is to check back with your financial goals and see how if you are making progress towards reaching your goals.
    • What Is The Hold Time for an Out-of-State Check? Created: Wednesday, July 23, 2014 Updated: Wednesday, July 23, 2014
      When you deposit a large out-of-state check, your bank may put it on hold. Learn why, how long the hold may last, and what you can do in this situation.
    • How To Evaluate Your Budget Created: Sunday, May 04, 2008 Updated: Thursday, July 17, 2014
      Your needs and goals will change over time, and so you should evaluate your budget on a periodic basis. This is easier than setting up your budget.
    • How To Budget as a Couple Created: Tuesday, November 13, 2007 Updated: Thursday, July 17, 2014
      Learn the best way to begin budgeting together. This tutorial will help you get started and help you end money fights before they start.
    • Am I Responsible for My Parents' Debt When They Die? Created: Thursday, July 17, 2014 Updated: Thursday, July 17, 2014
      Learn how to deal with your parents' finances after they pass away. It helps to be prepared before it happens so you know what to do.
    • Weekend Challenge 29: Budget Analysis Created: Thursday, July 26, 2012 Updated: Wednesday, July 16, 2014
      This weekend your challenge is to look at your budget, to make sure the categories and your spending are in line with your goals and your income.
    • Kristen Euretig | About Me Video Created: Tuesday, July 15, 2014 Updated: Tuesday, July 15, 2014
      Meet Kristen Euretig, host of About.com's "Money in Your 20's" video series!
    • Should I Do My Own Taxes? | Money in Your 20's Video Created: Tuesday, July 15, 2014 Updated: Tuesday, July 15, 2014
      Should you do your own taxes? Well, that all depends. Here's what to know to help you decide.

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