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Miriam Caldwell

Updated Articles and Resources

By Miriam Caldwell, About.com Guide

Updated Articles and Resources
  • Weekend Challenge 21: Learn About Investing Created: Friday, June 25, 2010 Updated: Tuesday, May 21, 2013
    This weekend the challenge is to learn about investing so that it is not scary to begin doing it when you are ready. This information is for the beginning investor, and covers the basics.
  • What Is a Payday Loan? Created: Sunday, November 16, 2008 Updated: Saturday, May 18, 2013
    A payday loan is a loan with extremely high interest payments. It is a short-term loan that is offered through a business and not a bank. Payday loans can create a vicious cycle for the borrower.
  • The Dangers of Payday Loans Created: Wednesday, May 30, 2012 Updated: Saturday, May 18, 2013
    Many people fall into the trap of using payday loans to get them out of a tight financial situation without realizing the danger they are putting themselves into. It is easy to become trapped in a ...
  • Should I Use a Payday Loan? Created: Sunday, November 16, 2008 Updated: Saturday, May 18, 2013
    A payday loan should always be a last resort. Payday loans businesses charge high interest rates and make it difficult for customers to meet their future obligations.
  • Shopping for a Loan with Poor Credit Created: Friday, November 23, 2012 Updated: Saturday, May 18, 2013
    If you have a financial emergency or you need to borrow money and you have poor credit, you may find it difficult to qualify for a loan. Some emergency situations make it necessary to borrow money ...
  • Payday Loan Prevention Created: Friday, July 15, 2011 Updated: Saturday, May 18, 2013
    Payday loans are not a good option, even when you are short on cash. The interest rates and fees are extremely high, and it is easy to become dependent on them. Learn alternatives you can use inste...
  • Should I Get a Loan from a Loan Store? Created: Saturday, May 18, 2013 Updated: Saturday, May 18, 2013
    A loan store may seem like a good solution if you do not qualify for a loan through a traditional bank. Before you may this decision, you need to understand what you are getting into to determine i...
  • Weekend Challlenge 20: Are You Ready to Buy a Home? Created: Thursday, June 10, 2010 Updated: Thursday, May 16, 2013
    This weekend the challenge is to create a plan that will get you ready to buy a house. The plan may be a long-term plan or a relatively short one, depending on where you are financially. The challe...
  • Itemized Deductions Created: Saturday, December 29, 2007 Updated: Friday, May 10, 2013
    Learn what items you can deduct on your tax return. You will also be able to determine if you should take the itemized deduction or the standard deduction.
  • Weekend Challenge 5: Insurance Check Up Created: Thursday, February 04, 2010 Updated: Thursday, May 09, 2013
    Use this checklist to make sure that you have the right types and amounts of insurance. This challenge should not take very long if you have adequate coverage. If you do not then you will need to t...
  • Before You Buy Renter's Insurance Created: Tuesday, January 08, 2008 Updated: Thursday, May 09, 2013
    Renter's insurance is an easy way to protect your valuables. It is affordable and easy to obtain. Learn how much you need and things you should consider before you purchase your policy.
  • 5 Basic Insurance Mistakes to Avoid Created: Thursday, February 21, 2008 Updated: Thursday, May 09, 2013
    It is essential that you have insurance. You should make sure that you have adequate coverage for you needs. It is also important to realize that insurance will protect your assets and finances fro...
  • Best Way to Find a Car Insurance Policy Created: Tuesday, May 31, 2011 Updated: Thursday, May 09, 2013
    Looking for the best car insurance rate takes time, but the savings is worth the effort you spend on it. Since you legally must have car insurance if you own a car, this is one area where you shoul...
  • Before You Shop for Car Insurance Created: Monday, May 23, 2011 Updated: Thursday, May 09, 2013
    Shopping for car insurance can be a time intensive process. You need to ask several companies for quotes so you can find the best deal, but before you do that you need to understand what you need a...
  • Shop for New Car Insurance Policies to Save Money Created: Wednesday, May 08, 2013 Updated: Wednesday, May 08, 2013
    It can be frustrating to know that your car insurance policy is going to go up even if you are not in an accident. You can prevent this by shopping for a new car insurance policy every two or three...
  • Weekend Challenge 19: Staying on Track Created: Thursday, June 03, 2010 Updated: Tuesday, May 07, 2013
    This weekend challenge is about staying on track. It’s time to take a minute to look over how you are doing on your budget and debt elimination goals. It is also a good time to see if you can...
  • Weekend Challenge 18: Update Your Resume Created: Thursday, May 13, 2010 Updated: Wednesday, May 01, 2013
    This weekend the challenge is to update your resume and your networking list. This is an easy task and should not take more than an hour. You can also update your portfolio or reel if you have one ...
  • Finances and Starting a Family Created: Sunday, July 13, 2008 Updated: Monday, April 29, 2013
    Having a child does affect the way you handle your money. The changes may not be as big as you think, but you should be prepared to shift your financial focus just a bit once you start having a fam...
  • Your Financial Future as a Stay at Home Mom Created: Wednesday, May 23, 2012 Updated: Monday, April 29, 2013
    If you choose to stay at home, then you need to make sure you are takings steps to protect your financial future. It is a big deal when you stop working and becoming completely dependent on your pa...
  • Should I Save for Retirement or My Child's College Education First? Created: Sunday, July 20, 2008 Updated: Monday, April 29, 2013
    Retirement savings and college savings are both important priorities, so how do you decide which one to put first in your financial plan. Retirement will secure your future and keep you from being ...
  • Retirement Planning if You Stay Home with Your Kids Created: Wednesday, June 27, 2012 Updated: Monday, April 29, 2013
    If you are staying home to take care of your kids, you may be neglecting saving for your retirement. It is important to set aside money for you as well as your working spouse. This extra money will...
  • Weekend Challenge 35: Thinking About Family Created: Wednesday, September 05, 2012 Updated: Monday, April 29, 2013
    This weekend your challenge involves planning for your children's future. This means getting your life insurance in place, setting up a will and planning for your children's college. It will not ta...
  • Dealing with Financial Infidelity Created: Thursday, June 30, 2011 Updated: Monday, April 29, 2013
    People make jokes about hiding large purchases from their spouses, or having a secret credit card or savings account. The truth is that at times these things may not be funny. They can turn into a ...
  • How To Clear Up Your ChexSystems Report Created: Saturday, April 19, 2008 Updated: Monday, April 29, 2013
    If you have been reported to ChexSystem, you may have a difficult time opening up a checking account. Learn what you can do to improve your chances at being able to open a checking account.
  • Learn Seven Tips to Help You Stop Making Holiday Shopping Mistakes Created: Friday, November 16, 2007 Updated: Monday, April 29, 2013
    Learn seven holiday shopping mistakes to avoid. These holiday shopping tips will help you to avoid the common spending mistakes that many shoppers make in the holiday rush.
  • 5 Worst Financial Mistakes You Can Make in 2013 Created: Saturday, December 29, 2012 Updated: Monday, April 29, 2013
    Learn the top five things you can do to set yourself back financially in 2103. Learn the things things you need to avoid doing if you want to improve your financial situation over the next year.
  • Finances and Breaking Off Relationships Created: Tuesday, August 30, 2011 Updated: Sunday, April 28, 2013
    The break up of a serious relationship can be difficult, especially if you were sharing expenses or living together. Learn how to recover financially when you break up with your live in boyfriend o...
  • Stop Fighting About Finances Created: Saturday, May 16, 2009 Updated: Sunday, April 28, 2013
    Financial fights and disagreements is one of the leading causes of divorce. There are things that you can do to work out your financial differences with your spouse. Here are four easy tips that wi...
  • Don't Let Your Money Ruin Your Marriage Created: Friday, January 25, 2008 Updated: Sunday, April 28, 2013
    Getting married is a big commitment. It involves a lot of trust and work. It is wonderful to find someone that you want to spend your life with. As you prepare to get married, it is important to si...
  • 10 Biggest Money Mistakes Created: Saturday, April 27, 2013 Updated: Saturday, April 27, 2013
    The financial habits you form now, and the financial mistakes that you make can follow you for years. Learn the top ten biggest financial mistakes that you can make and learn how you can avoid maki...
  • Family Financial Planning Created: Saturday, April 27, 2013 Updated: Saturday, April 27, 2013
    When you have children, you will need to adjust your financial planning to make sure you can still reach your financial goals with additional expenses of having children. Learn the areas you need t...
  • Handling Your Finances During a Divorce Created: Saturday, April 27, 2013 Updated: Saturday, April 27, 2013
    If you are going through a divorce, you need to take a series of steps to protect yourself financially. Learn what you can do to make the most of the situation.

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