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Miriam Caldwell
Miriam's Money in Your 20s Blog

By Miriam Caldwell, About.com Guide to Money in Your 20s

Are You Preparing for Your Dream Retirement?

Monday November 9, 2009

I have very specific plans and dreams for my retirement years. I have a great aunt who spent most of her retired life traveling abroad, and I've always wanted to do the same thing. I would love to see the world, and then be able to go back and visit my favorite spots. I'd also love to be able to just wander around a country and really get a feel for it. The way I've planned my life I wanted to do this in my retirement years, and I'd love to be able to retire early and spend a lot of time traveling.

Most people have plans for their retirement, whether it is extensive travel, moving to the coast or the mountains or spending as much time possible with grandkids. But while they may be planning what they want to do with their retirement, they aren't taking the necessary steps to actually achieve those goals. They aren't saving retirement or they aren't saving enough for retirement. Additionally they may not be paying close enough attention to what their investments are doing in order to meet their retirement goals. Simply investing in your 401(k) may not be enough to finance your dream retirement. You should talk to a financial planner to figure out a plan that will help you get there.

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