There are almost always new ways you can save on money each month. Cutting the amount you spend allows you to find more money to put towards things like your dream vacation or to remodel your home. Maybe you scrimp on your food budget so you can afford to eat out at a nice restaurant every month. The key is to find a healthy balance between spending and saving money.
When you budget each month, you should allow yourself to have fun throughout the month, or at least be saving for something fun. This helps to make the other sacrifices you are making worth the effort. It can be even more difficult to do this when you begin to budget for your spouse, or you need to cover child related expenses. The harder it is to find a working budget, generally is the time when you need to budget the most. Working together will make it easier to stick to your budget and can help the money fights you might have otherwise.