Don't you hate the feeling of scrambling to come up with money to cover a purchase you need to make. It can be frustrating to look for ways to make ends meet each month. If you have overextended yourself because of credit cards or student loans, you need to create a solid plan that will help you get back on track financially. It will take discipline and a lot of hard work, but you should be able to clear up your financial crisis.
You may need to work out a payment plan with your creditors, but usually you end up in these situations because you are not managing your money wisely. You may not make enough money, and you should address this by looking for a long-term way to raise your income. A second job may help you clear up the debt you currently have, but you do not want to work two jobs for the rest of your life.