The truth is that worrying about money is awful. It is nor fun to worry about how you are going to put food on the table for the month, or what will happen if you need to go to the doctor or if your car breaks down. It is hard to literally live from paycheck to paycheck and to carefully stretch your food the last few days of the month. It is scary to watch your credit card balance slowly inch higher as you rely on it to cover the necessities. If you are tired of living like this, you can change your situation.
Your first step is to get on a solid budget. If you do not make enough money once you have listed your set bills and basic necessities (food, shelter, and electricity), you will need to look for a way to increase your income. You need to make it a priority to get out of debt. You can do it, by getting down to a barebones budget. Once you do that you will be able find extra money to put towards your debt. If you can clear up all of your debt payments, you may be able to begin to make it financially.