Vision insurance will help to cover the cost of eye exams, contact lenses and glasses. Some vision plans will also pay for corrective procedures such as laser eye surgery. Most plans will cover one pair or glasses or contacts a year. Usually the plans will only cover the costs of standard lenses, not the specialty lenses.
Your health insurance may cover the cost of one eye exam and offer a discount on glasses for you. You should take this into consideration before you buy vision insurance. Additionally if you do not need glasses, you may choose to pass up this benefit. You can always enroll during open enrollment if you ever do need glasses.
You may be able to purchase vision insurance through your employer or you can purchase it on your own. Vision insurance policies are generally fairly inexpensive. This can save you money if you do wear glasses or contacts.
